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Podcasts/Acquiring Minds
Acquiring MindsMarch 23, 2023

Back to a W-2: When Business Ownership Isn't the Way

with Damon Chlarson · Pacific Insulation Supply

Listen to Episode →

LenderHawk analysis. Not affiliated with or endorsed by Acquiring Minds.

The Deal

Business
Pacific Insulation Supply
Industry
insulation wholesale business
Purchase Price
$1.1M
Multiple (SDE)
3.0x
Year
2021
Financing
SBA 7a
LTV at Close
85%
Deal Source
broker

Financing Structure

SBA 7(a)
$935K
Buyer Equity
$165K

Strategic Rationale

Acquire a remote-capable B2B business with low capex for scalability.

Post-Acquisition Performance

Operational systems improved; however, owner eventually returned to W-2 work for structure.

The LenderHawk View

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Matched SBA Loan Records

SBA loan filings we matched to this deal

Port 51 Lending LLC85%
$905KP + 2.75%FY2023
Highland Bank85%
$688KP − 0.50%FY2023
SMBC MANUBANK85%
$150KP + 2.25%FY2016

Want the Full Story?

The full narrative — the personal details, the hard moments, the host conversation — only lives in the original. Go listen.

Listen on Acquiring Minds