GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
1,221
2010–2026
Total Volume
$1.0B
Gross loan amounts
States Active
47
With recorded loans
Programs
7(a) & 504
1221 total segments
Dogwood State Bank has a strong focus on startups, with 54% of their deals aimed at new businesses. This could be beneficial if you're a first-time borrower looking to launch your venture.
With an average 7(a) spread of P+2.42%, Dogwood State Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Despite a minimal presence in 504 loans (4% of total deals), Dogwood State Bank's significant activity in 7(a) loans suggests they are well-suited for businesses needing quick access to capital, especially in the restaurant and manufacturing sectors.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 52 504 loans, which use fixed SBA debenture rates.
Top 15 of 47 states where Dogwood State Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Administrative & Waste Services
Administrative & Waste Services
Other Repair & Services
Other Services
Wholesale Trade
Wholesale Trade
Other Professional Services
Professional Services
+ 7 more
All recorded SBA lending activity for Dogwood State Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| North Carolina · Restaurants & Food Service · Under $150K | 7(a) | 17 | P+2.25% | $46K | Q1 2025 |
| Florida · Restaurants & Food Service · Under $150K | 7(a) | 16 | P+2.75% | $35K | Q2 2024 |
| North Carolina · Manufacturing · $500K – $1M | 7(a) | 15 | P+2.50% | $756K | Q4 2024 |
| North Carolina · Manufacturing · Under $150K | 7(a) | 15 | P+2.50% | $58K | Q3 2024 |
| North Carolina · Restaurants & Food Service · $500K – $1M | 7(a) | 14 | P+2.50% | $714K | Q2 2025 |
| Florida · Restaurants & Food Service · $500K – $1M | 7(a) | 14 | P+2.75% | $729K | Q3 2025 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 13 | P+2.75% | $702K | Q3 2025 |
| North Carolina · Restaurants & Food Service · $1M – $2M | 7(a) | 10 | P+2.00% | $1.4M | Q3 2025 |
| North Carolina · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 9 | P+2.50% | $764K | Q3 2024 |
| North Carolina · Restaurants & Food Service · $2M – $5M | 7(a) | 8 | P+2.25% | $2.8M | Q1 2025 |
| North Carolina · Arts, Entertainment & Recreation · Under $150K | 7(a) | 8 | P+2.75% | $50K | Q3 2024 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.75% | $47K | Q1 2023 |
| South Carolina · Restaurants & Food Service · $350K – $500K | 7(a) | 7 | P+2.75% | $411K | Q4 2025 |
| Florida · Administrative & Waste Services · Under $150K | 7(a) | 7 | P+2.75% | $73K | Q3 2022 |
| North Carolina · Manufacturing · $2M – $5M | 7(a) | 6 | P+2.25% | $3.4M | Q3 2024 |
| Florida · Specialty Trade Contractors · $350K – $500K | 7(a) | 6 | P+2.38% | $477K | Q4 2024 |
| California · Manufacturing · $500K – $1M | 7(a) | 6 | P+2.75% | $832K | Q3 2024 |
| North Carolina · Wholesale Trade · Under $150K | 7(a) | 5 | P+2.25% | $52K | Q3 2025 |
| North Carolina · Specialty Trade Contractors · $2M – $5M | 7(a) | 5 | P+2.00% | $3.1M | Q1 2025 |
| Florida · Manufacturing · $1M – $2M | 7(a) | 5 | P+2.50% | $1.5M | Q4 2024 |
| North Carolina · Other Repair & Services · $500K – $1M | 7(a) | 5 | P+2.75% | $637K | Q2 2025 |
| Florida · Manufacturing · Under $150K | 7(a) | 5 | P+2.50% | $85K | Q4 2024 |
| North Carolina · Manufacturing · $1M – $2M | 7(a) | 5 | P+2.25% | $1.5M | Q2 2022 |
| Florida · Specialty Trade Contractors · $1M – $2M | 7(a) | 5 | P+2.75% | $1.5M | Q4 2024 |
| California · Manufacturing · Under $150K | 7(a) | 5 | P+2.75% | $50K | Q3 2024 |
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