GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
100
2010–2026
Total Volume
$34M
Gross loan amounts
States Active
7
With recorded loans
Programs
7(a) & 504
100 total segments
Dayspring Bank has a solid presence in the restaurant and food service industry, with 26 deals, indicating they understand this sector well. If you're in this industry, they may be a good fit for your needs.
With an average 7(a) spread of P+2.29%, Dayspring Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Dayspring Bank's growth trend shows a decline of 38% year-over-year, which may indicate a tightening of lending criteria. If you're considering applying, be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 14 504 loans, which use fixed SBA debenture rates.
States where Dayspring Bank has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Agriculture & Forestry
Agriculture & Forestry
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Finance & Insurance
Finance & Insurance
Other Professional Services
Professional Services
Social Assistance
Health Care & Social Assistance
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for Dayspring Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Nebraska · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+2.58% | $95K | Q4 2018 |
| Nebraska · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+1.75% | $266K | Q3 2021 |
| Nebraska · Agriculture & Forestry · Under $150K | 7(a) | 3 | P+2.25% | $59K | Q3 2021 |
| Nebraska · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.75% | $661K | Q2 2015 |
| Nebraska · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+2.75% | $109K | Q3 2017 |
| Nebraska · Agriculture & Forestry · $150K – $350K | 7(a) | 3 | P+3.00% | $301K | Q2 2021 |
| Nebraska · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+1.88% | $196K | Q4 2025 |
| Nebraska · Other Professional Services · $150K – $350K | 7(a) | 2 | P+2.13% | $225K | Q2 2021 |
| Nebraska · Manufacturing · $150K – $350K | 7(a) | 2 | P+1.50% | $212K | Q1 2023 |
| Nebraska · Finance & Insurance · Under $150K | 7(a) | 2 | P+2.25% | $82K | Q3 2016 |
| Nebraska · Social Assistance · $150K – $350K | 7(a) | 2 | P+2.00% | $208K | Q3 2016 |
| Nebraska · General Merchandise · Under $150K | 7(a) | 2 | P+2.50% | $74K | Q4 2016 |
| Nebraska · Social Assistance · Under $150K | 7(a) | 2 | P+3.38% | $95K | Q4 2013 |
| Nebraska · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+2.63% | $80K | Q1 2022 |
| Nebraska · Other Repair & Services · Under $150K | 7(a) | 2 | P+3.38% | $99K | Q4 2010 |
| Nebraska · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+2.42% | $81K | Q2 2016 |
| Nebraska · Administrative & Waste Services · $150K – $350K | 7(a) | 2 | P+3.50% | $222K | Q4 2011 |
| Nebraska · Restaurants & Food Service · $500K – $1M | 504 | 2 | — | $660K | Q4 2021 |
| Nebraska · Restaurants & Food Service · $1M – $2M | 7(a) | 1 | P+0.25% | $1.5M | Q4 2018 |
| Nebraska · Restaurants & Food Service · $350K – $500K | 7(a) | 1 | P+2.75% | $475K | Q2 2012 |
| Nebraska · Personal Care (Salons, Spas) · Under $150K | 7(a) | 1 | P+1.50% | $60K | Q4 2016 |
| Nebraska · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 1 | P+2.00% | $255K | Q1 2016 |
| Nebraska · Other Repair & Services · $150K – $350K | 7(a) | 1 | P+1.25% | $281K | Q1 2019 |
| Nebraska · Agriculture & Forestry · $1M – $2M | 7(a) | 1 | P+2.75% | $1.3M | Q2 2010 |
| Nebraska · Agriculture & Forestry · $350K – $500K | 7(a) | 1 | P+2.75% | $375K | Q3 2013 |
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