FAIR
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
104
2010–2025
Total Volume
$20M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
104 total segments
Cyprus Federal Credit Union has a significant focus on existing businesses, with 56% of their deals serving this purpose. This makes them a strong option for established companies looking for financing.
With an average 7(a) spread of P+4.17%, Cyprus Federal Credit Union's pricing is notably higher than the national median of P+2.75%. Borrowers should be prepared for potentially higher interest costs.
The lender's deal size breakdown shows that 80% of their deals are under $150K, indicating they are best suited for smaller financing needs. If you're seeking larger amounts, this lender may not be the best fit.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 16 504 loans, which use fixed SBA debenture rates.
States where Cyprus Federal Credit Union has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Other Repair & Services
Other Services
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Cyprus Federal Credit Union, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Utah · Specialty Trade Contractors · Under $150K | 7(a) | 13 | P+4.00% | $33K | Q3 2024 |
| Utah · Transportation & Warehousing · Under $150K | 7(a) | 11 | P+3.49% | $43K | Q2 2024 |
| Utah · Manufacturing · Under $150K | 7(a) | 8 | P+3.38% | $56K | Q4 2022 |
| Utah · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+4.38% | $65K | Q2 2024 |
| Utah · Wholesale Trade · Under $150K | 7(a) | 5 | P+4.50% | $55K | Q2 2024 |
| Utah · Other Health Practitioners · Under $150K | 7(a) | 5 | P+5.00% | $46K | Q1 2024 |
| Utah · Miscellaneous Retail · Under $150K | 7(a) | 4 | P+6.00% | $48K | Q1 2025 |
| Utah · Other Repair & Services · Under $150K | 7(a) | 4 | P+5.50% | $24K | Q3 2023 |
| Utah · Finance & Insurance · Under $150K | 7(a) | 3 | P+6.00% | $32K | Q3 2013 |
| Utah · Social Assistance · Under $150K | 7(a) | 2 | P+2.75% | $88K | Q4 2011 |
| Utah · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+4.00% | $43K | Q4 2011 |
| Utah · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+2.75% | $213K | Q2 2010 |
| Utah · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+5.50% | $18K | Q3 2015 |
| Utah · Management & IT Consulting · Under $150K | 7(a) | 2 | P+6.25% | $43K | Q3 2024 |
| Utah · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+2.63% | $150K | Q2 2019 |
| Utah · Restaurants & Food Service · $150K – $350K | 7(a) | 1 | P+2.75% | $184K | Q2 2010 |
| Utah · Auto Repair & Maintenance · Under $150K | 7(a) | 1 | P+5.99% | $15K | Q2 2023 |
| Utah · Laundry & Dry Cleaning · Under $150K | 7(a) | 1 | P+6.00% | $40K | Q3 2010 |
| Utah · Legal Services · Under $150K | 7(a) | 1 | P+4.50% | $100K | Q4 2021 |
| Utah · General Merchandise · Under $150K | 7(a) | 1 | P+5.00% | $20K | Q3 2015 |
| Utah · Auto Dealers & Parts · Under $150K | 7(a) | 1 | P+2.75% | $43K | Q1 2012 |
| Utah · Wholesale Trade · $150K – $350K | 7(a) | 1 | P+4.49% | $180K | Q2 2024 |
| Utah · Retail Trade · $150K – $350K | 7(a) | 1 | P+2.75% | $249K | Q3 2010 |
| Utah · Heavy & Civil Engineering · Under $150K | 7(a) | 1 | P+3.00% | $150K | Q2 2010 |
| Utah · Information & Media · $150K – $350K | 7(a) | 1 | P+2.25% | $200K | Q2 2013 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Cyprus Federal Credit Union.
No reviews yet. Be the first to review Cyprus Federal Credit Union.