STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
107
2011–2025
Total Volume
$14M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a)
107 total segments
Coast360 FCU focuses on existing businesses, with 59% of their deals supporting acquisitions. This makes them a strong choice for buyers rather than startups.
With an average 7(a) spread of P+2.18%, Coast360 FCU offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest.
Coast360 FCU is a 7(a)-only lender with a concentrated focus in Guam, handling all 107 of their deals there. If you're outside of Guam, you may need to look elsewhere.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where Coast360 FCU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Retail Trade
Retail Trade
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Building Construction
Construction
Legal Services
Professional Services
Restaurants & Food Service
Accommodation & Food Services
Other Health Practitioners
Health Care & Social Assistance
General Merchandise
Retail Trade
+ 7 more
All recorded SBA lending activity for Coast360 FCU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| GU · Retail Trade · Under $150K | 7(a) | 17 | P+1.75% | $130K | Q3 2018 |
| GU · Wholesale Trade · Under $150K | 7(a) | 15 | P+0.20% | $39K | Q1 2020 |
| GU · Legal Services · Under $150K | 7(a) | 7 | P+3.00% | $22K | Q1 2024 |
| GU · Building Construction · Under $150K | 7(a) | 7 | P+2.50% | $46K | Q1 2024 |
| GU · Other Health Practitioners · Under $150K | 7(a) | 6 | P+3.00% | $45K | Q3 2024 |
| GU · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+0.20% | $33K | Q4 2015 |
| GU · General Merchandise · Under $150K | 7(a) | 5 | P+3.25% | $42K | Q3 2022 |
| GU · Manufacturing · Under $150K | 7(a) | 5 | P+2.50% | $44K | Q2 2022 |
| GU · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.00% | $62K | Q4 2024 |
| GU · Specialty Trade Contractors · $150K – $350K | 7(a) | 5 | P+1.50% | $300K | Q1 2016 |
| GU · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+2.00% | $50K | Q3 2024 |
| GU · Real Estate · Under $150K | 7(a) | 3 | P+2.25% | $60K | Q4 2019 |
| GU · Building Construction · $150K – $350K | 7(a) | 2 | P+1.50% | $300K | Q4 2013 |
| GU · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+3.50% | $34K | Q4 2017 |
| GU · Laundry & Dry Cleaning · $2M – $5M | 7(a) | 1 | P+2.00% | $3.0M | Q3 2022 |
| GU · Laundry & Dry Cleaning · $350K – $500K | 7(a) | 1 | P+1.75% | $385K | Q3 2014 |
| GU · Laundry & Dry Cleaning · $500K – $1M | 7(a) | 1 | P+1.75% | $830K | Q1 2015 |
| GU · Wholesale Trade · $150K – $350K | 7(a) | 1 | P+2.00% | $200K | Q3 2022 |
| GU · Retail Trade · $150K – $350K | 7(a) | 1 | P+2.00% | $300K | Q3 2024 |
| GU · Finance & Insurance · Under $150K | 7(a) | 1 | P+1.00% | $15K | Q3 2016 |
| GU · Arts, Entertainment & Recreation · Under $150K | 7(a) | 1 | P+2.00% | $50K | Q3 2015 |
| GU · Heavy & Civil Engineering · $150K – $350K | 7(a) | 1 | P+2.25% | $220K | Q1 2016 |
| GU · Miscellaneous Retail · Under $150K | 7(a) | 1 | P+2.75% | $74K | Q4 2023 |
| GU · Miscellaneous Retail · $350K – $500K | 7(a) | 1 | P+2.00% | $400K | Q2 2025 |
| GU · Legal Services · $150K – $350K | 7(a) | 1 | P+2.00% | $300K | Q4 2016 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Coast360 FCU.
No reviews yet. Be the first to review Coast360 FCU.