GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
606
2010–2026
Total Volume
$190M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
606 total segments
First Hawaiian Bank has a strong presence in the 504 loan market, with 33% of its SBA deals being 504 loans, significantly higher than the national average of 18%. This indicates a robust capability for financing real estate and larger projects, which can be beneficial for borrowers looking for property-related financing.
The average deal size at First Hawaiian Bank is $312,855, with a majority of deals (333) falling under $150K. If you're seeking a loan larger than $500K, be aware that only 80 deals exceed this amount, which may limit options for larger acquisitions.
First Hawaiian Bank has experienced impressive growth, with a 71% year-over-year increase in SBA deals. This trend suggests that the bank is expanding its lending capacity, making it a potentially favorable option for borrowers looking for a lender that is actively growing.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 200 504 loans, which use fixed SBA debenture rates.
States where First Hawaiian Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
Physician & Dental Offices
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
+ 7 more
All recorded SBA lending activity for First Hawaiian Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Hawaii · Restaurants & Food Service · Under $150K | 7(a) | 55 | P+2.25% | $73K | Q1 2025 |
| Hawaii · Specialty Trade Contractors · Under $150K | 7(a) | 41 | P+3.13% | $73K | Q2 2025 |
| Hawaii · Administrative & Waste Services · Under $150K | 7(a) | 19 | P+2.75% | $59K | Q3 2018 |
| Hawaii · Manufacturing · Under $150K | 7(a) | 17 | P+2.25% | $62K | Q2 2019 |
| Hawaii · Restaurants & Food Service · $150K – $350K | 7(a) | 16 | P+2.25% | $213K | Q4 2018 |
| Hawaii · Wholesale Trade · Under $150K | 7(a) | 16 | P+2.63% | $82K | Q1 2018 |
| Hawaii · Retail Trade · Under $150K | 7(a) | 15 | P+2.50% | $70K | Q3 2018 |
| Hawaii · Personal Care (Salons, Spas) · Under $150K | 7(a) | 14 | P+2.38% | $52K | Q2 2025 |
| Hawaii · General Merchandise · Under $150K | 7(a) | 14 | P+2.56% | $60K | Q3 2017 |
| Hawaii · Transportation & Warehousing · Under $150K | 7(a) | 13 | P+2.75% | $81K | Q1 2020 |
| Hawaii · Specialty Trade Contractors · $500K – $1M | 504 | 11 | — | $659K | Q4 2025 |
| Hawaii · Specialty Trade Contractors · $150K – $350K | 7(a) | 10 | P+2.88% | $225K | Q3 2019 |
| Hawaii · Manufacturing · $150K – $350K | 7(a) | 9 | P+2.25% | $218K | Q1 2024 |
| Hawaii · Other Health Practitioners · Under $150K | 7(a) | 9 | P+2.75% | $61K | Q3 2022 |
| Hawaii · Building Construction · Under $150K | 7(a) | 9 | P+3.13% | $91K | Q3 2019 |
| Hawaii · Auto Repair & Maintenance · Under $150K | 7(a) | 8 | P+2.50% | $51K | Q3 2018 |
| Hawaii · Other Repair & Services · Under $150K | 7(a) | 7 | P+2.25% | $55K | Q3 2017 |
| Hawaii · Specialty Trade Contractors · $150K – $350K | 504 | 6 | — | $242K | Q2 2019 |
| GU · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+3.25% | $44K | Q2 2012 |
| Hawaii · Arts, Entertainment & Recreation · Under $150K | 7(a) | 6 | P+2.25% | $70K | Q4 2015 |
| Hawaii · Physician & Dental Offices · $150K – $350K | 504 | 6 | — | $262K | Q1 2018 |
| Hawaii · Restaurants & Food Service · $150K – $350K | 504 | 6 | — | $244K | Q1 2021 |
| Hawaii · Other Professional Services · Under $150K | 7(a) | 6 | P+3.13% | $60K | Q4 2011 |
| Hawaii · Auto Repair & Maintenance · $150K – $350K | 504 | 5 | — | $255K | Q2 2018 |
| Hawaii · Engineering & Architecture · Under $150K | 7(a) | 5 | P+2.25% | $81K | Q3 2018 |
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