GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
202
2010–2026
Total Volume
$115M
Gross loan amounts
States Active
1
With recorded loans
Programs
504
198 total segments
Cape & Islands Community Development is a 504-only lender, focusing entirely on real estate and equipment financing, which is ideal for businesses looking to expand or acquire property.
With an average deal size of $582,854 and a significant portion of deals (70) in the $150K-$350K range, this lender is well-suited for businesses needing moderate financing for expansion or equipment.
Cape & Islands has shown impressive growth at +88% year-over-year, indicating a strong demand for their services and a potentially favorable environment for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 198 504 loans, which use fixed SBA debenture rates.
States where Cape & Islands Community Devel has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Hotels & Accommodation
Accommodation & Food Services
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Food & Beverage Stores
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
Other Repair & Services
Other Services
Manufacturing
Manufacturing
+ 7 more
All recorded SBA lending activity for Cape & Islands Community Devel, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Massachusetts · Hotels & Accommodation · $500K – $1M | 504 | 16 | — | $667K | Q2 2024 |
| Massachusetts · Hotels & Accommodation · $150K – $350K | 504 | 15 | — | $255K | Q1 2022 |
| Massachusetts · Hotels & Accommodation · $350K – $500K | 504 | 14 | — | $421K | Q2 2025 |
| Massachusetts · Restaurants & Food Service · $150K – $350K | 504 | 11 | — | $246K | Q2 2025 |
| Massachusetts · Hotels & Accommodation · $1M – $2M | 504 | 10 | — | $1.4M | Q3 2024 |
| Massachusetts · Restaurants & Food Service · $500K – $1M | 504 | 10 | — | $719K | Q3 2025 |
| Massachusetts · Food & Beverage Stores · $150K – $350K | 504 | 9 | — | $282K | Q4 2021 |
| Massachusetts · Specialty Trade Contractors · $150K – $350K | 504 | 8 | — | $252K | Q1 2024 |
| Massachusetts · Administrative & Waste Services · $150K – $350K | 504 | 5 | — | $233K | Q1 2021 |
| Massachusetts · Other Health Practitioners · $500K – $1M | 504 | 5 | — | $660K | Q4 2025 |
| Massachusetts · General Merchandise · $150K – $350K | 504 | 4 | — | $204K | Q4 2018 |
| Massachusetts · Restaurants & Food Service · $350K – $500K | 504 | 4 | — | $402K | Q3 2025 |
| Massachusetts · Administrative & Waste Services · $500K – $1M | 504 | 4 | — | $607K | Q1 2023 |
| Massachusetts · Social Assistance · $150K – $350K | 504 | 4 | — | $299K | Q1 2025 |
| Massachusetts · Food & Beverage Stores · $500K – $1M | 504 | 3 | — | $577K | Q3 2019 |
| Massachusetts · Restaurants & Food Service · $1M – $2M | 504 | 3 | — | $1.2M | Q4 2025 |
| Massachusetts · Manufacturing · $500K – $1M | 504 | 2 | — | $634K | Q3 2023 |
| Massachusetts · Specialty Trade Contractors · $2M – $5M | 504 | 2 | — | $3.0M | Q1 2025 |
| Massachusetts · Real Estate · $500K – $1M | 504 | 2 | — | $585K | Q4 2022 |
| Massachusetts · Administrative & Waste Services · Under $150K | 504 | 2 | — | $144K | Q4 2017 |
| Massachusetts · Manufacturing · $1M – $2M | 504 | 2 | — | $1.2M | Q3 2020 |
| Massachusetts · Hotels & Accommodation · Under $150K | 504 | 2 | — | $125K | Q2 2021 |
| Massachusetts · Other Repair & Services · $150K – $350K | 504 | 2 | — | $245K | Q4 2020 |
| Massachusetts · Auto Repair & Maintenance · $350K – $500K | 504 | 2 | — | $447K | Q1 2020 |
| Massachusetts · Auto Repair & Maintenance · $500K – $1M | 504 | 2 | — | $697K | Q4 2021 |
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