STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
546
2010–2024
Total Volume
$132M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
546 total segments
Cambridge Savings Bank has a strong focus on existing businesses, with 61% of their deals serving this purpose. This makes them a solid choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.73%, Cambridge Savings Bank offers competitive pricing compared to the national median of ~P+2.75%. This could lead to significant savings on interest for borrowers.
The lender's growth trend shows a 31% year-over-year increase in deals, indicating a strong upward trajectory. This suggests that they are actively expanding their lending capacity, making it a potentially favorable time to apply for a loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 35 504 loans, which use fixed SBA debenture rates.
States where Cambridge Savings Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Food & Beverage Stores
Retail Trade
Management & IT Consulting
Professional Services
Manufacturing
Manufacturing
Education
Education
Other Repair & Services
Other Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Cambridge Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Massachusetts · Restaurants & Food Service · Under $150K | 7(a) | 68 | P+2.00% | $68K | Q3 2024 |
| Massachusetts · Specialty Trade Contractors · Under $150K | 7(a) | 30 | P+2.25% | $75K | Q3 2023 |
| Massachusetts · Food & Beverage Stores · Under $150K | 7(a) | 22 | P+2.25% | $62K | Q1 2024 |
| Massachusetts · Other Repair & Services · Under $150K | 7(a) | 20 | P+2.38% | $61K | Q3 2023 |
| Massachusetts · Restaurants & Food Service · $150K – $350K | 7(a) | 20 | P+1.88% | $277K | Q3 2024 |
| Massachusetts · Education · Under $150K | 7(a) | 19 | P+2.25% | $47K | Q4 2019 |
| Massachusetts · Manufacturing · Under $150K | 7(a) | 17 | P+2.25% | $59K | Q2 2024 |
| Massachusetts · Arts, Entertainment & Recreation · Under $150K | 7(a) | 17 | P+2.25% | $57K | Q2 2023 |
| Massachusetts · Engineering & Architecture · Under $150K | 7(a) | 15 | P+2.25% | $57K | Q4 2023 |
| Massachusetts · Personal Care (Salons, Spas) · Under $150K | 7(a) | 14 | P+2.25% | $31K | Q2 2024 |
| Massachusetts · Retail Trade · Under $150K | 7(a) | 14 | P+2.25% | $74K | Q2 2020 |
| Massachusetts · Restaurants & Food Service · $350K – $500K | 7(a) | 14 | P+1.50% | $460K | Q2 2023 |
| Massachusetts · Management & IT Consulting · Under $150K | 7(a) | 12 | P+2.00% | $80K | Q1 2023 |
| Massachusetts · Other Health Practitioners · Under $150K | 7(a) | 12 | P+2.25% | $60K | Q2 2019 |
| Massachusetts · Administrative & Waste Services · Under $150K | 7(a) | 11 | P+2.25% | $61K | Q1 2020 |
| Massachusetts · Restaurants & Food Service · $500K – $1M | 7(a) | 11 | P+1.75% | $768K | Q2 2024 |
| Massachusetts · Other Professional Services · Under $150K | 7(a) | 10 | P+2.25% | $81K | Q2 2024 |
| Massachusetts · Wholesale Trade · Under $150K | 7(a) | 9 | P+2.00% | $55K | Q1 2024 |
| Massachusetts · Real Estate · Under $150K | 7(a) | 9 | P+2.00% | $50K | Q2 2021 |
| Massachusetts · Building Construction · Under $150K | 7(a) | 9 | P+2.25% | $50K | Q1 2024 |
| Massachusetts · Finance & Insurance · Under $150K | 7(a) | 8 | P+2.25% | $66K | Q4 2019 |
| Massachusetts · Social Assistance · Under $150K | 7(a) | 7 | P+2.00% | $66K | Q1 2024 |
| Massachusetts · General Merchandise · Under $150K | 7(a) | 6 | P+2.25% | $42K | Q4 2021 |
| Massachusetts · Legal Services · Under $150K | 7(a) | 6 | P+2.25% | $113K | Q2 2022 |
| Massachusetts · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+3.00% | $44K | Q2 2024 |
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