STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
484
2010–2026
Total Volume
$282M
Gross loan amounts
States Active
38
With recorded loans
Programs
7(a) & 504
484 total segments
American National Bank has a strong focus on startups, with 42% of their deals going to new businesses. This could be beneficial if you're a first-time borrower looking for support in launching your venture.
With an average 7(a) spread of P+1.83%, American National Bank offers competitive pricing compared to the national median of ~P+2.75%. This could save you money on interest over the life of your loan.
While American National Bank has a 10% share of 504 loans, which is below the national average, they still provide a solid mix of both 7(a) and 504 options. If you're considering real estate financing, be aware that their 504 activity is minimal but present.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 48 504 loans, which use fixed SBA debenture rates.
Top 15 of 38 states where American National Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for American National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Nebraska · Other Health Practitioners · $150K – $350K | 7(a) | 11 | P+2.00% | $250K | Q2 2025 |
| Nebraska · Other Health Practitioners · Under $150K | 7(a) | 10 | P+2.63% | $84K | Q2 2025 |
| Nebraska · Manufacturing · $150K – $350K | 7(a) | 8 | P+2.13% | $238K | Q1 2025 |
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+1.75% | $83K | Q3 2017 |
| Massachusetts · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.00% | $100K | Q1 2024 |
| Minnesota · Retail Trade · Under $150K | 7(a) | 6 | P+2.38% | $104K | Q4 2021 |
| California · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.00% | $108K | Q2 2022 |
| California · Other Health Practitioners · $500K – $1M | 7(a) | 6 | P+2.05% | $750K | Q2 2023 |
| Nebraska · Manufacturing · Under $150K | 7(a) | 5 | P+2.25% | $106K | Q3 2022 |
| Colorado · Other Health Practitioners · Under $150K | 7(a) | 5 | P+2.00% | $126K | Q2 2025 |
| Nebraska · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+1.50% | $261K | Q4 2025 |
| California · Other Health Practitioners · $1M – $2M | 7(a) | 5 | P+2.00% | $1.3M | Q3 2024 |
| Nebraska · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+2.00% | $110K | Q4 2017 |
| Massachusetts · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+1.88% | $258K | Q2 2024 |
| Nebraska · Retail Trade · Under $150K | 7(a) | 4 | P+2.25% | $115K | Q2 2019 |
| Arizona · Other Health Practitioners · Under $150K | 7(a) | 4 | P+3.25% | $92K | Q3 2021 |
| Nebraska · Other Health Practitioners · $350K – $500K | 7(a) | 4 | P+2.69% | $424K | Q3 2021 |
| Nebraska · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+1.75% | $89K | Q1 2025 |
| Nebraska · Administrative & Waste Services · $150K – $350K | 7(a) | 4 | P+2.25% | $279K | Q1 2025 |
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 4 | P+2.75% | $90K | Q2 2016 |
| Texas · Other Health Practitioners · Under $150K | 7(a) | 3 | P+1.75% | $83K | Q4 2022 |
| Nebraska · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.00% | $283K | Q1 2024 |
| Florida · Retail Trade · Under $150K | 7(a) | 3 | P+2.25% | $136K | Q4 2013 |
| Minnesota · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+2.50% | $258K | Q2 2019 |
| Minnesota · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+1.75% | $295K | Q3 2017 |
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