GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
782
2010–2026
Total Volume
$521M
Gross loan amounts
States Active
5
With recorded loans
Programs
504
779 total segments
As a 504-only lender, 504 Capital Corporation specializes in real estate financing, which is ideal for businesses looking to acquire or expand existing properties. With 100% of their deals being 504 loans, they are well-positioned to support real estate-heavy projects, unlike many lenders who offer a mix of loan types.
The average deal size at 504 Capital Corporation is $668,281, which indicates they are equipped to handle larger financing needs. If your project falls within the $500K to $1M range, you may find a good fit here, as they have completed 169 deals in that band.
With 83% of their deals going to existing businesses, 504 Capital Corporation is particularly suited for established companies looking to expand. If you're a startup or an acquirer, you might want to consider how this lender's focus aligns with your specific needs.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 779 504 loans, which use fixed SBA debenture rates.
States where 504 Capital Corporation has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
Hotels & Accommodation
Accommodation & Food Services
Physician & Dental Offices
Health Care & Social Assistance
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for 504 Capital Corporation, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Virginia · Auto Repair & Maintenance · $150K – $350K | 504 | 25 | — | $253K | Q4 2025 |
| Virginia · Specialty Trade Contractors · $150K – $350K | 504 | 24 | — | $245K | Q4 2025 |
| Virginia · Restaurants & Food Service · $500K – $1M | 504 | 21 | — | $664K | Q1 2023 |
| Virginia · Manufacturing · $500K – $1M | 504 | 19 | — | $733K | Q2 2024 |
| Virginia · Restaurants & Food Service · $150K – $350K | 504 | 15 | — | $271K | Q4 2024 |
| Virginia · Manufacturing · $150K – $350K | 504 | 15 | — | $230K | Q3 2022 |
| Virginia · Specialty Trade Contractors · $350K – $500K | 504 | 14 | — | $439K | Q3 2024 |
| Virginia · Specialty Trade Contractors · Under $150K | 504 | 12 | — | $104K | Q4 2025 |
| Virginia · Auto Repair & Maintenance · $350K – $500K | 504 | 12 | — | $413K | Q3 2021 |
| Virginia · Administrative & Waste Services · Under $150K | 504 | 12 | — | $100K | Q1 2024 |
| Virginia · Hotels & Accommodation · $2M – $5M | 504 | 11 | — | $3.7M | Q4 2025 |
| Virginia · Manufacturing · $350K – $500K | 504 | 11 | — | $441K | Q3 2021 |
| Virginia · Administrative & Waste Services · $150K – $350K | 504 | 10 | — | $235K | Q4 2024 |
| Virginia · Physician & Dental Offices · $150K – $350K | 504 | 10 | — | $215K | Q1 2025 |
| Virginia · Other Health Practitioners · Under $150K | 504 | 10 | — | $100K | Q1 2024 |
| Virginia · Physician & Dental Offices · Under $150K | 504 | 9 | — | $103K | Q3 2023 |
| Virginia · Specialty Trade Contractors · $500K – $1M | 504 | 9 | — | $629K | Q1 2023 |
| Virginia · Restaurants & Food Service · $350K – $500K | 504 | 9 | — | $435K | Q1 2025 |
| Virginia · Manufacturing · Under $150K | 504 | 8 | — | $116K | Q4 2023 |
| Virginia · Other Health Practitioners · $150K – $350K | 504 | 8 | — | $220K | Q3 2025 |
| Virginia · Legal Services · $150K – $350K | 504 | 8 | — | $247K | Q2 2023 |
| North Carolina · Hotels & Accommodation · $1M – $2M | 504 | 8 | — | $1.4M | Q2 2023 |
| Virginia · Auto Repair & Maintenance · Under $150K | 504 | 7 | — | $115K | Q4 2020 |
| Virginia · Restaurants & Food Service · Under $150K | 504 | 7 | — | $120K | Q4 2022 |
| Virginia · Other Health Practitioners · $500K – $1M | 504 | 7 | — | $667K | Q4 2023 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with 504 Capital Corporation.
No reviews yet. Be the first to review 504 Capital Corporation.