STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
184
2014–2025
Total Volume
$38M
Gross loan amounts
States Active
7
With recorded loans
Programs
7(a) & 504
184 total segments
Clear Mountain Bank primarily serves existing businesses, with 63% of their deals focused on this segment. This makes them a strong choice for established companies looking for financing.
With an average 7(a) spread of P+1.05%, Clear Mountain Bank offers competitive pricing compared to the national median of ~P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend shows a significant decline of 69% year-over-year, indicating they may be tightening their lending criteria. This could make it more challenging for new applicants to secure loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 2 504 loans, which use fixed SBA debenture rates.
States where Clear Mountain Bank, Inc. has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Transportation & Warehousing
Transportation & Warehousing
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
Building Construction
Construction
Manufacturing
Manufacturing
Management & IT Consulting
Professional Services
Restaurants & Food Service
Accommodation & Food Services
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for Clear Mountain Bank, Inc., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| West Virginia · Transportation & Warehousing · Under $150K | 7(a) | 13 | P+1.50% | $71K | Q1 2025 |
| West Virginia · Building Construction · Under $150K | 7(a) | 11 | P+0.90% | $36K | Q1 2024 |
| West Virginia · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+0.74% | $74K | Q1 2023 |
| West Virginia · Other Repair & Services · Under $150K | 7(a) | 7 | P+0.75% | $56K | Q1 2023 |
| West Virginia · Administrative & Waste Services · Under $150K | 7(a) | 7 | P+1.25% | $64K | Q3 2020 |
| West Virginia · Management & IT Consulting · Under $150K | 7(a) | 7 | P+1.75% | $90K | Q3 2020 |
| West Virginia · Transportation & Warehousing · $150K – $350K | 7(a) | 6 | P+1.25% | $247K | Q1 2021 |
| West Virginia · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+1.50% | $69K | Q3 2025 |
| West Virginia · Administrative & Waste Services · $150K – $350K | 7(a) | 5 | P+1.00% | $193K | Q2 2022 |
| West Virginia · Retail Trade · $150K – $350K | 7(a) | 4 | P+0.88% | $246K | Q4 2022 |
| West Virginia · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+1.38% | $184K | Q3 2024 |
| West Virginia · Manufacturing · $500K – $1M | 7(a) | 3 | P+-2.50% | $600K | Q1 2021 |
| West Virginia · Manufacturing · Under $150K | 7(a) | 3 | P+0.50% | $55K | Q1 2024 |
| West Virginia · Other Services · Under $150K | 7(a) | 3 | P+1.00% | $39K | Q3 2020 |
| West Virginia · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+0.50% | $208K | Q4 2022 |
| Virginia · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+1.00% | $100K | Q3 2020 |
| West Virginia · Legal Services · Under $150K | 7(a) | 3 | P+2.00% | $118K | Q3 2020 |
| West Virginia · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.00% | $221K | Q3 2021 |
| Maryland · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+2.10% | $43K | Q1 2023 |
| West Virginia · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+0.75% | $96K | Q2 2024 |
| West Virginia · Real Estate · Under $150K | 7(a) | 2 | P+1.38% | $66K | Q4 2021 |
| West Virginia · Other Health Practitioners · $350K – $500K | 7(a) | 2 | P+0.55% | $409K | Q2 2021 |
| West Virginia · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+1.31% | $68K | Q3 2018 |
| West Virginia · General Merchandise · Under $150K | 7(a) | 2 | P+1.63% | $25K | Q2 2021 |
| West Virginia · Other Services · $500K – $1M | 7(a) | 2 | P+1.20% | $698K | Q3 2020 |
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