STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
265
2010–2026
Total Volume
$153M
Gross loan amounts
States Active
7
With recorded loans
Programs
7(a) & 504
265 total segments
1st Colonial Community Bank primarily focuses on existing businesses, with 54% of their deals supporting this category. This makes them a strong choice for established companies looking for financing.
With an average 7(a) spread of P+1.73%, 1st Colonial Community Bank offers competitive pricing compared to the national median of P+2.75%. This can lead to significant savings over the life of your loan.
The lender has shown a strong growth trend, increasing their deals by 25% year-over-year. This suggests they are actively expanding their lending capacity, which could mean more favorable terms for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 1 504 loans, which use fixed SBA debenture rates.
States where 1st Colonial Community Bank has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Miscellaneous Retail
Retail Trade
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for 1st Colonial Community Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Jersey · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+1.75% | $260K | Q1 2023 |
| New Jersey · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 7 | P+2.00% | $273K | Q2 2025 |
| New Jersey · Wholesale Trade · $150K – $350K | 7(a) | 6 | P+2.00% | $271K | Q3 2021 |
| New Jersey · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.25% | $98K | Q1 2023 |
| New Jersey · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.00% | $612K | Q3 2021 |
| New Jersey · Manufacturing · $500K – $1M | 7(a) | 5 | P+1.25% | $691K | Q3 2023 |
| New Jersey · Wholesale Trade · Under $150K | 7(a) | 5 | P+2.00% | $91K | Q1 2024 |
| New Jersey · Manufacturing · Under $150K | 7(a) | 5 | P+2.75% | $125K | Q2 2021 |
| New Jersey · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+2.00% | $255K | Q2 2024 |
| New Jersey · Manufacturing · $150K – $350K | 7(a) | 4 | P+2.25% | $225K | Q3 2020 |
| New Jersey · Restaurants & Food Service · $1M – $2M | 7(a) | 4 | P+1.63% | $1.5M | Q1 2025 |
| Pennsylvania · Specialty Trade Contractors · $350K – $500K | 7(a) | 4 | P+1.50% | $451K | Q3 2024 |
| New Jersey · Other Repair & Services · $500K – $1M | 7(a) | 3 | P+1.50% | $678K | Q3 2022 |
| New Jersey · Utilities · $150K – $350K | 7(a) | 3 | P+2.00% | $283K | Q1 2024 |
| Pennsylvania · Miscellaneous Retail · $1M – $2M | 7(a) | 3 | P+2.00% | $1.6M | Q2 2025 |
| New Jersey · Wholesale Trade · $350K – $500K | 7(a) | 3 | P+2.00% | $419K | Q2 2023 |
| New Jersey · Miscellaneous Retail · Under $150K | 7(a) | 3 | P+2.00% | $82K | Q2 2024 |
| New Jersey · Retail Trade · Under $150K | 7(a) | 3 | P+2.25% | $88K | Q3 2021 |
| Pennsylvania · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+1.50% | $100K | Q1 2023 |
| Pennsylvania · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+1.75% | $470K | Q1 2023 |
| New Jersey · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+2.25% | $200K | Q1 2016 |
| New Jersey · Restaurants & Food Service · $350K – $500K | 7(a) | 3 | P+1.75% | $439K | Q2 2023 |
| Pennsylvania · Manufacturing · Under $150K | 7(a) | 3 | P+1.50% | $106K | Q4 2021 |
| New Jersey · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+1.75% | $220K | Q2 2023 |
| New Jersey · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.00% | $65K | Q4 2017 |
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