STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
214
2010–2025
Total Volume
$171M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
214 total segments
SMBC Manubank has a strong focus on existing businesses, with 83% of their deals serving this purpose. This makes them a solid option for established companies looking to expand or refinance.
With an average 7(a) spread of P+2.17%, SMBC Manubank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest for borrowers.
Despite a notable 14% share of 504 loans, SMBC Manubank's overall deal volume has decreased by 56% year-over-year. This trend may indicate a tightening in lending, which could affect approval rates for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 29 504 loans, which use fixed SBA debenture rates.
States where SMBC MANUBANK has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Administrative & Waste Services
Administrative & Waste Services
Management & IT Consulting
Professional Services
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for SMBC MANUBANK, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 21 | P+2.75% | $264K | Q3 2019 |
| California · Restaurants & Food Service · Under $150K | 7(a) | 13 | P+2.50% | $133K | Q3 2018 |
| California · Manufacturing · $350K – $500K | 7(a) | 11 | P+2.25% | $463K | Q3 2022 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 11 | P+1.50% | $644K | Q4 2018 |
| California · Manufacturing · $500K – $1M | 7(a) | 10 | P+1.38% | $787K | Q3 2022 |
| California · Wholesale Trade · $1M – $2M | 7(a) | 7 | P+2.25% | $1.5M | Q2 2020 |
| California · Manufacturing · $1M – $2M | 7(a) | 7 | P+1.75% | $1.4M | Q3 2020 |
| California · Manufacturing · $150K – $350K | 7(a) | 6 | P+2.75% | $328K | Q3 2015 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 6 | P+2.13% | $420K | Q2 2022 |
| California · Manufacturing · $2M – $5M | 7(a) | 5 | P+1.50% | $3.0M | Q3 2022 |
| California · Manufacturing · Under $150K | 7(a) | 5 | P+2.25% | $121K | Q3 2019 |
| California · Wholesale Trade · $350K – $500K | 7(a) | 5 | P+2.75% | $444K | Q3 2017 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 5 | P+1.00% | $821K | Q3 2019 |
| California · Wholesale Trade · $1M – $2M | 504 | 4 | — | $1.4M | Q3 2025 |
| California · Manufacturing · $1M – $2M | 504 | 3 | — | $1.6M | Q4 2014 |
| California · Manufacturing · $500K – $1M | 504 | 3 | — | $811K | Q2 2013 |
| California · Transportation & Warehousing · $350K – $500K | 7(a) | 3 | P+2.75% | $401K | Q2 2018 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+2.00% | $267K | Q3 2021 |
| California · Food & Beverage Stores · $500K – $1M | 7(a) | 3 | P+1.75% | $856K | Q2 2023 |
| California · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+2.13% | $260K | Q3 2018 |
| California · Specialty Trade Contractors · $500K – $1M | 7(a) | 2 | P+2.13% | $875K | Q1 2017 |
| California · Management & IT Consulting · $500K – $1M | 7(a) | 2 | P+2.25% | $700K | Q4 2013 |
| California · Other Professional Services · $350K – $500K | 7(a) | 2 | P+2.75% | $500K | Q1 2016 |
| California · Physician & Dental Offices · $350K – $500K | 7(a) | 2 | P+1.75% | $434K | Q2 2013 |
| California · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+2.75% | $253K | Q2 2017 |
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