STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
588
2010–2026
Total Volume
$159M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
588 total segments
Highland Bank has a strong focus on existing businesses, with 70% of their deals supporting established companies. This makes them a solid choice if you're looking to expand or refinance an existing business rather than starting a new venture.
With an average 7(a) spread of P+1.84%, Highland Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on your loan costs over time.
Highland Bank's growth trend shows an 8% decline in SBA deal volume year-over-year. This could indicate a tightening of lending standards, making it potentially more challenging to secure a loan compared to previous years.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 34 504 loans, which use fixed SBA debenture rates.
States where Highland Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Management & IT Consulting
Professional Services
Wholesale Trade
Wholesale Trade
Other Professional Services
Professional Services
Engineering & Architecture
Professional Services
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Highland Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 39 | P+2.25% | $60K | Q3 2024 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 38 | P+2.25% | $70K | Q1 2025 |
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 24 | P+2.00% | $73K | Q2 2025 |
| Minnesota · Management & IT Consulting · Under $150K | 7(a) | 22 | P+2.00% | $64K | Q4 2025 |
| Minnesota · Wholesale Trade · Under $150K | 7(a) | 19 | P+2.25% | $67K | Q4 2025 |
| Minnesota · Other Health Practitioners · Under $150K | 7(a) | 18 | P+2.38% | $55K | Q2 2024 |
| Minnesota · Other Professional Services · Under $150K | 7(a) | 16 | P+2.38% | $76K | Q4 2023 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 7(a) | 15 | P+2.00% | $259K | Q2 2024 |
| Minnesota · Finance & Insurance · Under $150K | 7(a) | 15 | P+2.50% | $34K | Q2 2023 |
| Minnesota · Other Repair & Services · Under $150K | 7(a) | 14 | P+2.50% | $57K | Q1 2018 |
| Minnesota · General Merchandise · Under $150K | 7(a) | 13 | P+2.00% | $84K | Q4 2021 |
| Minnesota · Administrative & Waste Services · Under $150K | 7(a) | 13 | P+2.50% | $46K | Q2 2021 |
| Minnesota · Building Construction · Under $150K | 7(a) | 12 | P+2.25% | $84K | Q2 2025 |
| Minnesota · Arts, Entertainment & Recreation · Under $150K | 7(a) | 12 | P+2.25% | $51K | Q1 2023 |
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 12 | P+2.50% | $63K | Q3 2024 |
| Minnesota · Personal Care (Salons, Spas) · Under $150K | 7(a) | 12 | P+2.25% | $44K | Q2 2025 |
| Minnesota · Retail Trade · Under $150K | 7(a) | 12 | P+2.25% | $75K | Q4 2021 |
| Minnesota · Engineering & Architecture · $150K – $350K | 7(a) | 11 | P+2.00% | $266K | Q1 2024 |
| Minnesota · Manufacturing · $150K – $350K | 7(a) | 11 | P+2.00% | $290K | Q1 2023 |
| Minnesota · Engineering & Architecture · Under $150K | 7(a) | 11 | P+2.00% | $74K | Q3 2023 |
| Minnesota · Education · Under $150K | 7(a) | 10 | P+2.38% | $63K | Q1 2023 |
| Minnesota · Legal Services · Under $150K | 7(a) | 8 | P+2.00% | $38K | Q2 2023 |
| Minnesota · Specialty Trade Contractors · $150K – $350K | 7(a) | 8 | P+2.00% | $277K | Q2 2025 |
| Minnesota · Sporting Goods & Hobby · Under $150K | 7(a) | 8 | P+2.38% | $33K | Q2 2018 |
| Minnesota · Manufacturing · $350K – $500K | 7(a) | 8 | P+1.00% | $484K | Q1 2025 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Highland Bank.
No reviews yet. Be the first to review Highland Bank.
Listen to acquisition entrepreneurs share their experience
Matched to real SBA lending records. LenderHawk is not affiliated with or endorsed by these podcasts.