STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
653
2010–2026
Total Volume
$577M
Gross loan amounts
States Active
18
With recorded loans
Programs
7(a) & 504
653 total segments
Woori America Bank has a strong focus on the restaurant and food service industries, with 179 deals in this sector. If you're in this industry, you may find them particularly accommodating.
With an average 7(a) spread of P+1.52%, Woori America Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings on interest costs for your loan.
The lender's growth trend shows a decline of 12% year-over-year, which may indicate a tightening in lending practices. This could make it more challenging to secure a loan as they reassess their portfolio.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 4 504 loans, which use fixed SBA debenture rates.
Top 15 of 18 states where Woori America Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Food & Beverage Stores
Retail Trade
Laundry & Dry Cleaning
Other Services
Wholesale Trade
Wholesale Trade
Personal Care (Salons, Spas)
Other Services
Retail Trade
Retail Trade
Auto Repair & Maintenance
Other Services
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for Woori America Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 20 | P+2.00% | $256K | Q3 2025 |
| New York · Restaurants & Food Service · $150K – $350K | 7(a) | 19 | P+2.00% | $286K | Q4 2023 |
| New York · Food & Beverage Stores · $500K – $1M | 7(a) | 12 | P+1.38% | $784K | Q4 2025 |
| Pennsylvania · Restaurants & Food Service · $150K – $350K | 7(a) | 12 | P+1.75% | $251K | Q1 2025 |
| New York · Restaurants & Food Service · $500K – $1M | 7(a) | 12 | P+1.75% | $678K | Q3 2025 |
| New York · Food & Beverage Stores · $150K – $350K | 7(a) | 10 | P+2.00% | $270K | Q3 2016 |
| New York · Restaurants & Food Service · $1M – $2M | 7(a) | 10 | P+1.75% | $1.5M | Q4 2022 |
| Pennsylvania · Food & Beverage Stores · $500K – $1M | 7(a) | 10 | P+1.50% | $823K | Q2 2024 |
| New York · Food & Beverage Stores · $1M – $2M | 7(a) | 9 | P+1.75% | $1.5M | Q2 2019 |
| New York · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 8 | P+2.00% | $280K | Q4 2025 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 8 | P+1.00% | $3.4M | Q4 2024 |
| New Jersey · Restaurants & Food Service · $150K – $350K | 7(a) | 8 | P+2.13% | $259K | Q3 2024 |
| Pennsylvania · Food & Beverage Stores · $1M – $2M | 7(a) | 7 | P+1.50% | $1.3M | Q3 2025 |
| Pennsylvania · Food & Beverage Stores · Under $150K | 7(a) | 7 | P+2.00% | $112K | Q4 2018 |
| Pennsylvania · Food & Beverage Stores · $150K – $350K | 7(a) | 7 | P+2.25% | $271K | Q1 2025 |
| New York · Restaurants & Food Service · $350K – $500K | 7(a) | 7 | P+2.00% | $483K | Q4 2024 |
| New York · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 7 | P+2.00% | $296K | Q1 2016 |
| California · Auto Repair & Maintenance · $2M – $5M | 7(a) | 6 | P+1.00% | $4.0M | Q3 2024 |
| Pennsylvania · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.00% | $123K | Q1 2022 |
| Washington · Restaurants & Food Service · $150K – $350K | 7(a) | 6 | P+2.00% | $230K | Q1 2025 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+1.63% | $593K | Q3 2025 |
| Pennsylvania · Retail Trade · $150K – $350K | 7(a) | 6 | P+2.00% | $275K | Q3 2021 |
| California · Laundry & Dry Cleaning · $2M – $5M | 7(a) | 6 | P+0.88% | $3.3M | Q2 2025 |
| New York · Food & Beverage Stores · $350K – $500K | 7(a) | 6 | P+2.13% | $425K | Q1 2025 |
| Pennsylvania · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 6 | P+1.75% | $297K | Q3 2025 |
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