GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
139
2010–2025
Total Volume
$22M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
139 total segments
Wasatch Peaks FCU has a strong focus on existing businesses, with 56% of their deals supporting established companies. This makes them a solid choice for borrowers looking to expand or refinance an existing operation.
With an average 7(a) spread of P+2.37%, Wasatch Peaks FCU offers competitive pricing compared to the national median of P+2.75%. This could save borrowers money on interest over the life of their loan.
The lender has seen a 33% year-over-year growth, indicating a strong upward trend in their lending activity. This suggests they are actively seeking new borrowers and may be more flexible in their approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
States where Wasatch Peaks FCU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Transportation & Warehousing
Transportation & Warehousing
Administrative & Waste Services
Administrative & Waste Services
Specialty Trade Contractors
Construction
Real Estate
Real Estate
Restaurants & Food Service
Accommodation & Food Services
Building Construction
Construction
Education
Education
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Wasatch Peaks FCU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Utah · Transportation & Warehousing · Under $150K | 7(a) | 17 | P+2.75% | $66K | Q2 2019 |
| Utah · Administrative & Waste Services · Under $150K | 7(a) | 10 | P+2.63% | $60K | Q3 2025 |
| Utah · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+3.25% | $60K | Q2 2021 |
| Utah · Real Estate · Under $150K | 7(a) | 6 | P+2.75% | $51K | Q3 2018 |
| Utah · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.75% | $64K | Q4 2023 |
| Utah · Real Estate · $150K – $350K | 7(a) | 5 | P+0.00% | $244K | Q1 2020 |
| Utah · Building Construction · Under $150K | 7(a) | 5 | P+2.75% | $64K | Q1 2019 |
| Utah · Education · Under $150K | 7(a) | 4 | P+2.25% | $51K | Q3 2018 |
| Utah · Retail Trade · Under $150K | 7(a) | 4 | P+3.25% | $29K | Q3 2021 |
| Utah · Manufacturing · Under $150K | 7(a) | 4 | P+3.00% | $66K | Q4 2019 |
| Utah · Auto Dealers & Parts · Under $150K | 7(a) | 3 | P+6.50% | $43K | Q2 2010 |
| Utah · Physician & Dental Offices · Under $150K | 7(a) | 3 | P+1.25% | $43K | Q1 2023 |
| Utah · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+0.75% | $237K | Q1 2025 |
| Utah · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.75% | $46K | Q4 2015 |
| Utah · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+2.25% | $54K | Q1 2014 |
| Utah · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.75% | $62K | Q3 2019 |
| Utah · Retail Trade · $150K – $350K | 504 | 2 | — | $289K | Q1 2017 |
| Utah · Building Construction · $350K – $500K | 7(a) | 2 | P+1.63% | $458K | Q2 2022 |
| Utah · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+2.75% | $18K | Q3 2022 |
| Utah · Management & IT Consulting · $150K – $350K | 7(a) | 2 | P+1.13% | $215K | Q3 2024 |
| Utah · Other Professional Services · Under $150K | 7(a) | 2 | P+4.00% | $33K | Q1 2011 |
| Utah · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+0.38% | $200K | Q3 2025 |
| Utah · Wholesale Trade · Under $150K | 7(a) | 2 | P+3.25% | $25K | Q1 2017 |
| Utah · Transportation & Warehousing · $150K – $350K | 7(a) | 2 | P+2.50% | $199K | Q1 2015 |
| Utah · Management & IT Consulting · $1M – $2M | 7(a) | 1 | P+0.75% | $1.1M | Q3 2022 |
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Real experiences from borrowers who closed SBA loans with Wasatch Peaks FCU.
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