STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
135
2010–2026
Total Volume
$52M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
135 total segments
VisionBank has a strong focus on existing businesses, with 53% of their deals supporting established companies. This is beneficial if you're looking to expand an existing operation.
With an average 7(a) spread of P+1.66%, VisionBank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
While VisionBank has a solid 21% share of 504 loans, they are still predominantly focused on 7(a) loans. If you're considering a 504 loan, ensure your needs align with their offerings.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 29 504 loans, which use fixed SBA debenture rates.
States where VisionBank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Transportation & Warehousing
Transportation & Warehousing
Wholesale Trade
Wholesale Trade
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Personal Care (Salons, Spas)
Other Services
Auto Dealers & Parts
Retail Trade
+ 7 more
All recorded SBA lending activity for VisionBank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+1.75% | $68K | Q3 2024 |
| Minnesota · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.75% | $119K | Q3 2015 |
| Minnesota · Wholesale Trade · Under $150K | 7(a) | 5 | P+2.00% | $96K | Q1 2018 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.25% | $196K | Q2 2025 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 4 | P+1.85% | $88K | Q4 2019 |
| Minnesota · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+1.25% | $75K | Q3 2021 |
| Minnesota · Management & IT Consulting · Under $150K | 7(a) | 3 | P+-0.05% | $33K | Q4 2024 |
| Minnesota · Manufacturing · $500K – $1M | 7(a) | 3 | P+1.50% | $573K | Q3 2019 |
| Minnesota · Manufacturing · $1M – $2M | 7(a) | 3 | P+2.75% | $1.6M | Q1 2016 |
| Minnesota · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.75% | $757K | Q1 2018 |
| Minnesota · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+2.75% | $223K | Q1 2024 |
| Minnesota · Restaurants & Food Service · $1M – $2M | 7(a) | 3 | P+2.75% | $1.5M | Q1 2017 |
| Minnesota · Auto Dealers & Parts · Under $150K | 7(a) | 3 | P+1.25% | $67K | Q1 2022 |
| Minnesota · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+2.25% | $286K | Q1 2021 |
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+1.25% | $64K | Q4 2022 |
| Minnesota · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+1.25% | $49K | Q4 2024 |
| Minnesota · Information & Media · Under $150K | 7(a) | 2 | P+0.25% | $94K | Q1 2025 |
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+0.00% | $125K | Q1 2025 |
| Minnesota · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+1.10% | $299K | Q3 2023 |
| Minnesota · Sporting Goods & Hobby · Under $150K | 7(a) | 2 | P+2.25% | $73K | Q4 2018 |
| Minnesota · Auto Repair & Maintenance · Under $150K | 7(a) | 2 | P+2.13% | $55K | Q1 2014 |
| Minnesota · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+1.00% | $143K | Q1 2021 |
| Minnesota · Laundry & Dry Cleaning · Under $150K | 7(a) | 2 | P+3.00% | $105K | Q4 2017 |
| Minnesota · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+1.63% | $60K | Q4 2019 |
| Minnesota · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+1.25% | $304K | Q1 2022 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with VisionBank.
No reviews yet. Be the first to review VisionBank.