STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
190
2010–2026
Total Volume
$74M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
190 total segments
United Prairie Bank has a significant focus on existing businesses, with 54% of their deals supporting established companies. This could be beneficial if you're looking to acquire or expand an existing business.
With an average 7(a) spread of P+1.31%, United Prairie Bank offers competitive pricing compared to the national median of P+2.75%. This can save you money on interest over the life of your loan.
The lender has seen a decline of 14% year-over-year in their SBA deal volume, which may indicate a tightening of lending standards. This could make it more challenging to secure a loan, so be prepared with a strong application.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 28 504 loans, which use fixed SBA debenture rates.
States where United Prairie Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Agriculture & Forestry
Agriculture & Forestry
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Food & Beverage Stores
Retail Trade
Gas Stations
Retail Trade
+ 7 more
All recorded SBA lending activity for United Prairie Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Minnesota · Restaurants & Food Service · Under $150K | 7(a) | 16 | P+1.13% | $80K | Q3 2023 |
| Minnesota · Transportation & Warehousing · Under $150K | 7(a) | 8 | P+1.13% | $61K | Q3 2021 |
| Minnesota · Specialty Trade Contractors · Under $150K | 7(a) | 8 | P+2.25% | $83K | Q1 2024 |
| Minnesota · Administrative & Waste Services · Under $150K | 7(a) | 7 | P+1.40% | $76K | Q1 2021 |
| Minnesota · Agriculture & Forestry · Under $150K | 7(a) | 6 | P+2.39% | $62K | Q1 2021 |
| Minnesota · Administrative & Waste Services · $150K – $350K | 7(a) | 6 | P+1.19% | $221K | Q2 2021 |
| Minnesota · Food & Beverage Stores · Under $150K | 7(a) | 6 | P+1.00% | $46K | Q3 2023 |
| Minnesota · Manufacturing · $500K – $1M | 504 | 5 | — | $720K | Q3 2021 |
| Minnesota · Agriculture & Forestry · $150K – $350K | 7(a) | 5 | P+1.60% | $245K | Q3 2021 |
| Minnesota · Manufacturing · Under $150K | 7(a) | 5 | P+1.33% | $55K | Q1 2021 |
| Minnesota · Auto Repair & Maintenance · Under $150K | 7(a) | 5 | P+1.25% | $63K | Q3 2021 |
| Minnesota · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+1.12% | $275K | Q4 2022 |
| Minnesota · Gas Stations · $500K – $1M | 7(a) | 4 | P+0.74% | $730K | Q1 2021 |
| Minnesota · Gas Stations · $150K – $350K | 7(a) | 3 | P+0.74% | $209K | Q1 2021 |
| Minnesota · Specialty Trade Contractors · $150K – $350K | 504 | 3 | — | $233K | Q4 2023 |
| Minnesota · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+1.25% | $217K | Q3 2021 |
| Minnesota · Other Health Practitioners · Under $150K | 7(a) | 3 | P+2.50% | $60K | Q2 2020 |
| Minnesota · Food & Beverage Stores · $500K – $1M | 7(a) | 3 | P+0.05% | $763K | Q3 2021 |
| Minnesota · Finance & Insurance · $150K – $350K | 7(a) | 2 | P+0.88% | $243K | Q3 2021 |
| Minnesota · Specialty Trade Contractors · $500K – $1M | 7(a) | 2 | P+2.50% | $645K | Q1 2020 |
| Minnesota · Auto Dealers & Parts · Under $150K | 7(a) | 2 | P+1.38% | $149K | Q3 2017 |
| Minnesota · Gas Stations · Under $150K | 7(a) | 2 | P+0.49% | $68K | Q1 2021 |
| Minnesota · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+2.38% | $250K | Q1 2016 |
| Minnesota · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.63% | $451K | Q2 2016 |
| Minnesota · Laundry & Dry Cleaning · $500K – $1M | 7(a) | 2 | P+1.79% | $660K | Q3 2021 |
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Real experiences from borrowers who closed SBA loans with United Prairie Bank.
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