STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
175
2010–2026
Total Volume
$74M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
174 total segments
Traditional Bank, Inc. has a significant focus on existing businesses, with 80% of their deals in this category. This makes them a strong choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+2.23%, Traditional Bank, Inc. offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's 504 share is 18%, aligning with the national average. This indicates they are well-versed in real estate financing, making them a suitable option if you're considering a property purchase.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 31 504 loans, which use fixed SBA debenture rates.
States where Traditional Bank, Inc. has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Retail Trade
Retail Trade
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Manufacturing
Manufacturing
Physician & Dental Offices
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Gas Stations
Retail Trade
+ 7 more
All recorded SBA lending activity for Traditional Bank, Inc., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kentucky · Restaurants & Food Service · Under $150K | 7(a) | 17 | P+2.25% | $110K | Q2 2018 |
| Kentucky · Restaurants & Food Service · $150K – $350K | 7(a) | 10 | P+2.25% | $280K | Q3 2022 |
| Kentucky · Restaurants & Food Service · $500K – $1M | 7(a) | 8 | P+2.00% | $728K | Q4 2017 |
| Kentucky · Restaurants & Food Service · $1M – $2M | 7(a) | 6 | P+1.50% | $1.5M | Q3 2013 |
| Kentucky · Retail Trade · $150K – $350K | 7(a) | 6 | P+2.13% | $260K | Q2 2015 |
| Kentucky · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.38% | $99K | Q4 2017 |
| Kentucky · Physician & Dental Offices · $150K – $350K | 7(a) | 5 | P+2.00% | $253K | Q1 2015 |
| Kentucky · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+2.25% | $126K | Q3 2012 |
| Kentucky · Manufacturing · Under $150K | 7(a) | 4 | P+2.13% | $135K | Q2 2015 |
| Kentucky · Physician & Dental Offices · Under $150K | 7(a) | 4 | P+2.00% | $99K | Q2 2018 |
| Kentucky · Retail Trade · $500K – $1M | 7(a) | 3 | P+2.00% | $562K | Q1 2019 |
| Kentucky · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.50% | $260K | Q1 2022 |
| Kentucky · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+2.25% | $209K | Q1 2012 |
| Kentucky · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.25% | $103K | Q1 2012 |
| Kentucky · Other Repair & Services · Under $150K | 7(a) | 3 | P+2.25% | $99K | Q1 2024 |
| Kentucky · Restaurants & Food Service · $1M – $2M | 504 | 3 | — | $1.2M | Q4 2020 |
| Kentucky · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+2.50% | $111K | Q2 2013 |
| Kentucky · Other Health Practitioners · $150K – $350K | 504 | 2 | — | $220K | Q2 2022 |
| Kentucky · Laundry & Dry Cleaning · $150K – $350K | 7(a) | 2 | P+2.13% | $231K | Q2 2014 |
| Kentucky · Gas Stations · $500K – $1M | 7(a) | 2 | P+2.13% | $835K | Q1 2013 |
| Kentucky · Restaurants & Food Service · $150K – $350K | 504 | 2 | — | $187K | Q4 2011 |
| Kentucky · Building Construction · Under $150K | 7(a) | 2 | P+2.38% | $63K | Q3 2018 |
| Kentucky · Other Professional Services · Under $150K | 7(a) | 2 | P+2.25% | $101K | Q1 2014 |
| Kentucky · Retail Trade · Under $150K | 7(a) | 2 | P+2.25% | $100K | Q3 2014 |
| Kentucky · General Merchandise · $150K – $350K | 7(a) | 2 | P+2.25% | $314K | Q3 2013 |
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