STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
241
2011–2026
Total Volume
$258M
Gross loan amounts
States Active
11
With recorded loans
Programs
7(a) & 504
240 total segments
Third Coast Bank has a strong focus on existing businesses, with 42% of their deals supporting established companies. This could be beneficial if you're looking to acquire or expand an existing operation.
With an average 7(a) spread of P+1.97%, Third Coast Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend shows a decline of 38% year-over-year, which may indicate a tightening of lending criteria. If you're considering applying, be prepared for potentially more scrutiny during the approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 37 504 loans, which use fixed SBA debenture rates.
States where Third Coast Bank has recorded SBA lending activity.
+ 6 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Auto Repair & Maintenance
Other Services
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Real Estate
Real Estate
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Third Coast Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+1.75% | $675K | Q2 2024 |
| Texas · Other Health Practitioners · $500K – $1M | 7(a) | 6 | P+2.25% | $703K | Q1 2021 |
| Texas · Auto Repair & Maintenance · $150K – $350K | 7(a) | 6 | P+2.38% | $300K | Q4 2017 |
| Texas · Real Estate · $1M – $2M | 7(a) | 5 | P+2.00% | $1.3M | Q4 2021 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 5 | P+2.25% | $321K | Q3 2022 |
| Texas · Specialty Trade Contractors · $500K – $1M | 7(a) | 4 | P+1.88% | $783K | Q3 2021 |
| Texas · Real Estate · $2M – $5M | 7(a) | 4 | P+1.50% | $3.1M | Q1 2020 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 4 | P+1.88% | $1.5M | Q3 2019 |
| Texas · Laundry & Dry Cleaning · $500K – $1M | 7(a) | 4 | P+2.00% | $732K | Q1 2025 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+2.75% | $268K | Q3 2019 |
| Texas · Administrative & Waste Services · $150K – $350K | 7(a) | 4 | P+2.25% | $202K | Q3 2019 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 3 | P+2.00% | $187K | Q3 2021 |
| Texas · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 3 | P+2.50% | $478K | Q2 2018 |
| Texas · Restaurants & Food Service · $2M – $5M | 7(a) | 3 | P+2.00% | $3.3M | Q3 2022 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.00% | $107K | Q2 2019 |
| Texas · Administrative & Waste Services · $2M – $5M | 7(a) | 3 | P+1.75% | $3.7M | Q3 2023 |
| Texas · Gas Stations · $1M – $2M | 7(a) | 3 | P+1.25% | $1.7M | Q2 2020 |
| Texas · Physician & Dental Offices · $350K – $500K | 7(a) | 3 | P+2.00% | $452K | Q3 2015 |
| Texas · Management & IT Consulting · $150K – $350K | 7(a) | 3 | P+2.25% | $271K | Q1 2021 |
| Texas · Retail Trade · $1M – $2M | 7(a) | 3 | P+2.25% | $1.6M | Q2 2019 |
| Texas · Wholesale Trade · $500K – $1M | 7(a) | 3 | P+2.25% | $846K | Q2 2021 |
| Texas · Wholesale Trade · $150K – $350K | 7(a) | 3 | P+2.50% | $242K | Q4 2013 |
| Texas · Manufacturing · $350K – $500K | 7(a) | 3 | P+2.00% | $396K | Q4 2019 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 3 | P+2.75% | $320K | Q4 2012 |
| Texas · Specialty Trade Contractors · $2M – $5M | 7(a) | 3 | P+1.25% | $2.5M | Q3 2022 |
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