GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
149
2010–2025
Total Volume
$61M
Gross loan amounts
States Active
4
With recorded loans
Programs
7(a) & 504
149 total segments
The Victory Bank has a strong focus on existing businesses, with 57% of their deals going to this purpose. This could be beneficial if you're looking to expand or refinance an established business.
With an average 7(a) spread of P+2.46%, The Victory Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your loan.
The bank's growth trend shows a significant decline of 43% year-over-year, which may indicate a tightening of lending criteria. This could make it more challenging to secure a loan as they reassess their risk appetite.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 21 504 loans, which use fixed SBA debenture rates.
States where The Victory Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Management & IT Consulting
Professional Services
Administrative & Waste Services
Administrative & Waste Services
Auto Repair & Maintenance
Other Services
Transportation & Warehousing
Transportation & Warehousing
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for The Victory Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Pennsylvania · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+2.75% | $275K | Q1 2022 |
| Pennsylvania · Management & IT Consulting · Under $150K | 7(a) | 7 | P+2.00% | $74K | Q1 2015 |
| Pennsylvania · Other Health Practitioners · Under $150K | 7(a) | 7 | P+2.75% | $82K | Q3 2021 |
| Pennsylvania · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+2.75% | $751K | Q2 2024 |
| Pennsylvania · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+2.75% | $88K | Q2 2016 |
| Pennsylvania · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+2.75% | $63K | Q3 2016 |
| Pennsylvania · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 4 | P+2.75% | $268K | Q1 2022 |
| Pennsylvania · Manufacturing · $150K – $350K | 7(a) | 4 | P+2.38% | $316K | Q4 2023 |
| Pennsylvania · Transportation & Warehousing · Under $150K | 7(a) | 3 | P+2.00% | $80K | Q3 2023 |
| Pennsylvania · Finance & Insurance · Under $150K | 7(a) | 3 | P+2.75% | $83K | Q4 2018 |
| Pennsylvania · Administrative & Waste Services · $150K – $350K | 7(a) | 3 | P+2.75% | $206K | Q4 2015 |
| Pennsylvania · Retail Trade · $150K – $350K | 7(a) | 3 | P+2.75% | $290K | Q4 2012 |
| Pennsylvania · Restaurants & Food Service · $1M – $2M | 7(a) | 3 | P+2.75% | $1.1M | Q4 2023 |
| Pennsylvania · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.75% | $83K | Q2 2017 |
| Pennsylvania · Manufacturing · $500K – $1M | 7(a) | 3 | P+2.75% | $752K | Q3 2013 |
| Pennsylvania · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.75% | $271K | Q1 2020 |
| Pennsylvania · Engineering & Architecture · Under $150K | 7(a) | 2 | P+2.25% | $125K | Q4 2017 |
| Pennsylvania · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+2.00% | $78K | Q4 2022 |
| Pennsylvania · Wholesale Trade · $350K – $500K | 7(a) | 2 | P+2.38% | $393K | Q3 2020 |
| Pennsylvania · Management & IT Consulting · $350K – $500K | 7(a) | 2 | P+2.75% | $475K | Q3 2010 |
| Pennsylvania · Miscellaneous Retail · $350K – $500K | 7(a) | 2 | P+0.50% | $378K | Q1 2024 |
| Pennsylvania · Wholesale Trade · Under $150K | 7(a) | 2 | P+2.63% | $121K | Q3 2024 |
| Pennsylvania · Manufacturing · $1M – $2M | 504 | 2 | — | $1.1M | Q2 2023 |
| Pennsylvania · Specialty Trade Contractors · Under $150K | 7(a) | 2 | P+2.88% | $90K | Q3 2019 |
| Pennsylvania · Manufacturing · Under $150K | 7(a) | 2 | P+2.50% | $50K | Q2 2013 |
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