STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
300
2010–2026
Total Volume
$512M
Gross loan amounts
States Active
28
With recorded loans
Programs
7(a) & 504
300 total segments
The MINT National Bank has a strong focus on the hospitality sector, with 156 deals in Hotels & Accommodation, making it a prime choice for businesses in this industry.
With an average 7(a) spread of P+2.11%, The MINT National Bank offers competitive pricing compared to the national median of P+2.75%, which could save you money on interest.
The lender's growth trend shows a significant increase of 57% year-over-year, indicating a robust lending environment that may enhance your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 3 504 loans, which use fixed SBA debenture rates.
Top 15 of 28 states where The MINT National Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Hotels & Accommodation
Accommodation & Food Services
Gas Stations
Retail Trade
Miscellaneous Retail
Retail Trade
Food & Beverage Stores
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Real Estate
Real Estate
Transportation & Warehousing
Transportation & Warehousing
+ 7 more
All recorded SBA lending activity for The MINT National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 14 | P+1.50% | $3.4M | Q3 2025 |
| Texas · Gas Stations · $2M – $5M | 7(a) | 12 | P+1.75% | $3.5M | Q3 2021 |
| Texas · Gas Stations · $500K – $1M | 7(a) | 10 | P+2.25% | $724K | Q3 2021 |
| Florida · Hotels & Accommodation · $1M – $2M | 7(a) | 9 | P+2.75% | $1.3M | Q2 2022 |
| Indiana · Gas Stations · $500K – $1M | 7(a) | 8 | P+2.75% | $680K | Q2 2022 |
| Florida · Hotels & Accommodation · $2M – $5M | 7(a) | 8 | P+2.00% | $3.5M | Q2 2022 |
| Texas · Hotels & Accommodation · $1M – $2M | 7(a) | 7 | P+1.75% | $1.5M | Q2 2022 |
| Pennsylvania · Hotels & Accommodation · $2M – $5M | 7(a) | 7 | P+2.00% | $3.8M | Q1 2022 |
| Texas · Miscellaneous Retail · $2M – $5M | 7(a) | 6 | P+1.38% | $3.3M | Q4 2024 |
| Georgia · Hotels & Accommodation · $2M – $5M | 7(a) | 6 | P+1.50% | $3.2M | Q4 2022 |
| New York · Hotels & Accommodation · $2M – $5M | 7(a) | 6 | P+2.13% | $4.0M | Q1 2019 |
| New Jersey · Hotels & Accommodation · $500K – $1M | 7(a) | 5 | P+2.50% | $723K | Q4 2022 |
| Virginia · Hotels & Accommodation · $2M – $5M | 7(a) | 5 | P+2.00% | $3.2M | Q3 2020 |
| Texas · Miscellaneous Retail · $1M – $2M | 7(a) | 5 | P+1.50% | $1.5M | Q4 2024 |
| New Jersey · Hotels & Accommodation · $2M – $5M | 7(a) | 4 | P+2.13% | $3.1M | Q3 2020 |
| Texas · Miscellaneous Retail · $500K – $1M | 7(a) | 4 | P+1.50% | $864K | Q4 2024 |
| Mississippi · Hotels & Accommodation · $500K – $1M | 7(a) | 4 | P+2.38% | $758K | Q3 2021 |
| Texas · Transportation & Warehousing · $350K – $500K | 7(a) | 3 | P+2.75% | $462K | Q1 2021 |
| Florida · Hotels & Accommodation · $500K – $1M | 7(a) | 3 | P+2.50% | $760K | Q4 2018 |
| Maryland · Hotels & Accommodation · $2M – $5M | 7(a) | 3 | P+2.25% | $4.3M | Q2 2021 |
| Texas · Gas Stations · $1M – $2M | 7(a) | 3 | P+1.75% | $1.3M | Q3 2021 |
| Texas · Auto Repair & Maintenance · $1M – $2M | 7(a) | 3 | P+2.00% | $1.6M | Q4 2025 |
| New York · Hotels & Accommodation · $350K – $500K | 7(a) | 3 | P+2.25% | $417K | Q1 2020 |
| Texas · Gas Stations · $350K – $500K | 7(a) | 3 | P+2.25% | $490K | Q3 2021 |
| South Carolina · Hotels & Accommodation · $2M – $5M | 7(a) | 3 | P+2.00% | $2.9M | Q3 2020 |
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Real experiences from borrowers who closed SBA loans with The MINT National Bank.
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