STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
297
2010–2025
Total Volume
$69M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
297 total segments
The Lyons National Bank has a strong focus on smaller loans, with 64% of their deals under $150K. If you're seeking a larger loan, this lender may not be the best fit.
With an average 7(a) spread of P+1.69%, Lyons National Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest.
The bank's deal volume has decreased by 22% year-over-year, indicating a potential pullback in lending. This trend could affect your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 3 504 loans, which use fixed SBA debenture rates.
States where The Lyons National Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Food & Beverage Stores
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Retail Trade
Retail Trade
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for The Lyons National Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New York · Restaurants & Food Service · Under $150K | 7(a) | 42 | P+1.75% | $76K | Q1 2025 |
| New York · Restaurants & Food Service · $150K – $350K | 7(a) | 20 | P+2.00% | $227K | Q4 2022 |
| New York · Specialty Trade Contractors · Under $150K | 7(a) | 16 | P+2.00% | $63K | Q2 2021 |
| New York · Administrative & Waste Services · Under $150K | 7(a) | 15 | P+1.75% | $59K | Q3 2018 |
| New York · Manufacturing · Under $150K | 7(a) | 14 | P+1.35% | $98K | Q4 2021 |
| New York · Retail Trade · Under $150K | 7(a) | 14 | P+2.00% | $83K | Q2 2018 |
| New York · Manufacturing · $150K – $350K | 7(a) | 10 | P+1.50% | $257K | Q4 2020 |
| New York · Other Repair & Services · Under $150K | 7(a) | 9 | P+1.60% | $81K | Q4 2018 |
| New York · Food & Beverage Stores · Under $150K | 7(a) | 9 | P+1.75% | $87K | Q4 2018 |
| New York · Arts, Entertainment & Recreation · Under $150K | 7(a) | 7 | P+1.15% | $62K | Q3 2021 |
| New York · Personal Care (Salons, Spas) · Under $150K | 7(a) | 7 | P+1.75% | $74K | Q3 2018 |
| New York · Real Estate · Under $150K | 7(a) | 7 | P+2.00% | $65K | Q3 2018 |
| New York · Agriculture & Forestry · Under $150K | 7(a) | 6 | P+0.97% | $92K | Q2 2020 |
| New York · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 5 | P+1.10% | $242K | Q4 2022 |
| New York · Food & Beverage Stores · $150K – $350K | 7(a) | 5 | P+2.05% | $267K | Q4 2018 |
| New York · Building Construction · Under $150K | 7(a) | 5 | P+2.00% | $86K | Q1 2021 |
| New York · Restaurants & Food Service · $350K – $500K | 7(a) | 4 | P+1.63% | $428K | Q1 2021 |
| New York · Hotels & Accommodation · Under $150K | 7(a) | 4 | P+2.38% | $52K | Q2 2018 |
| New York · Agriculture & Forestry · $150K – $350K | 7(a) | 4 | P+1.06% | $237K | Q2 2020 |
| New York · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+1.38% | $87K | Q3 2021 |
| New York · Wholesale Trade · $500K – $1M | 7(a) | 4 | P+1.88% | $715K | Q3 2018 |
| New York · Wholesale Trade · Under $150K | 7(a) | 4 | P+2.25% | $43K | Q4 2018 |
| New York · Real Estate · $150K – $350K | 7(a) | 4 | P+2.35% | $218K | Q3 2022 |
| New York · Education · Under $150K | 7(a) | 3 | P+2.00% | $72K | Q3 2020 |
| New York · Auto Repair & Maintenance · $500K – $1M | 7(a) | 3 | P+1.70% | $702K | Q4 2019 |
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