STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
83
2010–2025
Total Volume
$36M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
83 total segments
Most active in Florida (100% of deals) and focuses heavily on specialty trade contractors (17% of deals).
83 SBA loans worth $35.6M since FY2010, with relatively steady volume year-over-year.
A regional lender focused on 1 states, with Florida as its primary SBA market.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 36 504 loans, which use fixed SBA debenture rates.
States where Suncoast CU has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Other Repair & Services
Other Services
Legal Services
Professional Services
Physician & Dental Offices
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Manufacturing
Manufacturing
Other Professional Services
Professional Services
Real Estate
Real Estate
+ 7 more
All recorded SBA lending activity for Suncoast CU, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+2.38% | $81K | Q2 2021 |
| Florida · Other Repair & Services · Under $150K | 7(a) | 4 | P+2.50% | $49K | Q1 2018 |
| Florida · Legal Services · $150K – $350K | 504 | 3 | — | $225K | Q4 2023 |
| Florida · Other Repair & Services · Under $150K | 504 | 3 | — | $83K | Q3 2021 |
| Florida · Manufacturing · Under $150K | 7(a) | 3 | P+2.75% | $83K | Q2 2015 |
| Florida · Legal Services · Under $150K | 7(a) | 2 | P+1.88% | $55K | Q1 2019 |
| Florida · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+2.38% | $273K | Q1 2016 |
| Florida · Specialty Trade Contractors · $150K – $350K | 504 | 2 | — | $188K | Q1 2013 |
| Florida · Auto Repair & Maintenance · $150K – $350K | 504 | 2 | — | $253K | Q3 2021 |
| Florida · Nursing & Residential Care · $1M – $2M | 504 | 2 | — | $1.5M | Q2 2025 |
| Florida · Legal Services · $350K – $500K | 7(a) | 2 | P+1.00% | $372K | Q1 2019 |
| Florida · Management & IT Consulting · Under $150K | 7(a) | 2 | P+2.63% | $94K | Q1 2017 |
| Florida · Other Professional Services · Under $150K | 7(a) | 2 | P+1.63% | $100K | Q3 2021 |
| Florida · Specialty Trade Contractors · Under $150K | 504 | 2 | — | $106K | Q3 2020 |
| Florida · Auto Repair & Maintenance · $150K – $350K | 7(a) | 1 | P+1.25% | $266K | Q3 2015 |
| Florida · Auto Repair & Maintenance · $350K – $500K | 7(a) | 1 | P+1.50% | $380K | Q1 2018 |
| Florida · Personal Care (Salons, Spas) · Under $150K | 7(a) | 1 | P+2.75% | $85K | Q2 2023 |
| Florida · Agriculture & Forestry · Under $150K | 7(a) | 1 | P+2.75% | $91K | Q3 2014 |
| Florida · Manufacturing · $350K – $500K | 7(a) | 1 | P+2.00% | $500K | Q2 2015 |
| Florida · Retail Trade · $150K – $350K | 7(a) | 1 | P+2.75% | $177K | Q3 2015 |
| Florida · Transportation & Warehousing · Under $150K | 7(a) | 1 | P+2.50% | $17K | Q4 2013 |
| Florida · Transportation & Warehousing · $350K – $500K | 7(a) | 1 | P+1.00% | $382K | Q3 2016 |
| Florida · Finance & Insurance · Under $150K | 7(a) | 1 | P+1.00% | $131K | Q3 2017 |
| Florida · Real Estate · Under $150K | 7(a) | 1 | P+1.75% | $60K | Q2 2021 |
| Florida · Administrative & Waste Services · $150K – $350K | 7(a) | 1 | P+2.00% | $275K | Q3 2015 |
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