GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
266
2010–2026
Total Volume
$222M
Gross loan amounts
States Active
9
With recorded loans
Programs
7(a) & 504
266 total segments
Summit Bank has a strong focus on existing businesses, with 54% of their SBA deals serving this segment. This could be beneficial if you're looking to expand or refinance an established operation.
With an average deal size of $836,171 and a significant number of deals in the $500K-$1M range (64 deals), Summit Bank is well-suited for medium-sized business acquisitions or expansions, making them a good fit if your needs align with this range.
Summit Bank's 23% share of 504 loans is notable compared to the national average of around 18%. This indicates they are a solid option if you are considering real estate or equipment financing alongside your business needs.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 61 504 loans, which use fixed SBA debenture rates.
States where Summit Bank has recorded SBA lending activity.
+ 4 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Professional Services
Professional Services
Wholesale Trade
Wholesale Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Summit Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Oregon · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+2.75% | $257K | Q2 2022 |
| Oregon · Restaurants & Food Service · $500K – $1M | 7(a) | 7 | P+2.75% | $730K | Q2 2024 |
| Oregon · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.75% | $261K | Q1 2018 |
| Oregon · Restaurants & Food Service · $350K – $500K | 7(a) | 6 | P+2.75% | $407K | Q2 2024 |
| Oregon · Manufacturing · $1M – $2M | 7(a) | 6 | P+2.75% | $1.5M | Q3 2023 |
| Oregon · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.75% | $85K | Q4 2018 |
| Oregon · Food & Beverage Stores · $150K – $350K | 7(a) | 5 | P+2.75% | $293K | Q3 2025 |
| Oregon · Administrative & Waste Services · $350K – $500K | 7(a) | 5 | P+2.75% | $449K | Q3 2025 |
| Oregon · Physician & Dental Offices · $500K – $1M | 7(a) | 4 | P+2.25% | $678K | Q3 2023 |
| Oregon · Other Professional Services · Under $150K | 7(a) | 4 | P+3.25% | $85K | Q3 2023 |
| Oregon · Specialty Trade Contractors · $500K – $1M | 504 | 3 | — | $715K | Q3 2022 |
| Oregon · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.75% | $273K | Q1 2024 |
| Oregon · Arts, Entertainment & Recreation · Under $150K | 7(a) | 3 | P+2.75% | $63K | Q1 2017 |
| Oregon · Other Health Practitioners · $500K – $1M | 504 | 3 | — | $541K | Q3 2024 |
| Oregon · Manufacturing · Under $150K | 7(a) | 3 | P+2.75% | $95K | Q4 2015 |
| Oregon · Administrative & Waste Services · $1M – $2M | 7(a) | 3 | P+2.25% | $1.3M | Q2 2025 |
| Oregon · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.75% | $333K | Q3 2025 |
| Oregon · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+2.75% | $127K | Q2 2025 |
| Oregon · Arts, Entertainment & Recreation · $2M – $5M | 7(a) | 3 | P+1.75% | $3.6M | Q3 2023 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.75% | $280K | Q1 2011 |
| Oregon · Other Professional Services · $1M – $2M | 504 | 3 | — | $1.3M | Q2 2021 |
| Oregon · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.75% | $78K | Q1 2020 |
| Oregon · Specialty Trade Contractors · $500K – $1M | 7(a) | 3 | P+2.75% | $658K | Q1 2023 |
| Oregon · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+2.75% | $274K | Q3 2021 |
| Oregon · Specialty Trade Contractors · $1M – $2M | 7(a) | 3 | P+2.00% | $1.5M | Q3 2022 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Summit Bank.
No reviews yet. Be the first to review Summit Bank.