STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
832
2010–2026
Total Volume
$429M
Gross loan amounts
States Active
11
With recorded loans
Programs
7(a) & 504
832 total segments
Stock Yards Bank & Trust Company has a strong focus on existing businesses, with 42% of their deals supporting established companies. This could be beneficial if you're looking to acquire or expand an existing operation.
With an average 7(a) spread of P+1.17%, Stock Yards Bank & Trust Company offers competitive pricing compared to the national median of ~P+2.75%. This could save you money on interest over the life of your loan.
The lender's growth trend shows a 9% increase in deals year-over-year, indicating a healthy demand for their services. This suggests they are actively lending and may be more open to approving new applications.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 94 504 loans, which use fixed SBA debenture rates.
States where Stock Yards Bank & Trust Company has recorded SBA lending activity.
+ 6 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Wholesale Trade
Wholesale Trade
Auto Repair & Maintenance
Other Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Stock Yards Bank & Trust Company, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kentucky · Restaurants & Food Service · Under $150K | 7(a) | 30 | P+1.63% | $66K | Q3 2025 |
| Kentucky · Specialty Trade Contractors · Under $150K | 7(a) | 22 | P+1.75% | $68K | Q1 2025 |
| Kentucky · Manufacturing · Under $150K | 7(a) | 20 | P+1.00% | $77K | Q2 2025 |
| Kentucky · Restaurants & Food Service · $150K – $350K | 7(a) | 18 | P+2.00% | $260K | Q4 2024 |
| Kentucky · Manufacturing · $500K – $1M | 7(a) | 13 | P+2.00% | $696K | Q4 2023 |
| Kentucky · Arts, Entertainment & Recreation · Under $150K | 7(a) | 13 | P+1.50% | $71K | Q1 2025 |
| Kentucky · Retail Trade · Under $150K | 7(a) | 12 | P+1.38% | $95K | Q3 2025 |
| Kentucky · Other Health Practitioners · Under $150K | 7(a) | 11 | P+2.75% | $83K | Q4 2020 |
| Indiana · Manufacturing · $150K – $350K | 7(a) | 11 | P+1.00% | $238K | Q3 2022 |
| Kentucky · Administrative & Waste Services · Under $150K | 7(a) | 11 | P+2.00% | $76K | Q1 2025 |
| Indiana · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+1.50% | $91K | Q1 2023 |
| Kentucky · Manufacturing · $1M – $2M | 7(a) | 10 | P+1.90% | $1.5M | Q1 2019 |
| Kentucky · Specialty Trade Contractors · $150K – $350K | 7(a) | 10 | P+1.25% | $277K | Q3 2022 |
| Indiana · Manufacturing · Under $150K | 7(a) | 9 | P+2.00% | $54K | Q3 2025 |
| Kentucky · Restaurants & Food Service · $500K – $1M | 7(a) | 8 | P+0.88% | $735K | Q2 2025 |
| Kentucky · Other Professional Services · Under $150K | 7(a) | 8 | P+2.00% | $78K | Q1 2025 |
| Kentucky · Manufacturing · $150K – $350K | 7(a) | 8 | P+1.50% | $296K | Q2 2024 |
| Kentucky · Personal Care (Salons, Spas) · Under $150K | 7(a) | 8 | P+1.88% | $42K | Q4 2015 |
| Kentucky · Miscellaneous Retail · Under $150K | 7(a) | 7 | P+1.00% | $47K | Q3 2025 |
| Kentucky · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 7 | P+0.50% | $249K | Q1 2025 |
| Indiana · Specialty Trade Contractors · $150K – $350K | 7(a) | 7 | P+1.00% | $299K | Q1 2024 |
| Kentucky · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+2.00% | $47K | Q2 2023 |
| Kentucky · General Merchandise · Under $150K | 7(a) | 6 | P+2.38% | $70K | Q3 2015 |
| Kentucky · Wholesale Trade · Under $150K | 7(a) | 6 | P+1.00% | $95K | Q3 2014 |
| Kentucky · Legal Services · Under $150K | 7(a) | 6 | P+1.25% | $56K | Q1 2022 |
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Real experiences from borrowers who closed SBA loans with Stock Yards Bank & Trust Company.
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