STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
120
2010–2025
Total Volume
$93M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
120 total segments
SouthStar Bank has a strong focus on 504 loans, making up 35% of their total SBA deals, which is significantly higher than the national average of about 18%. This indicates they are well-suited for borrowers looking for real estate financing or expansion projects.
With an average 7(a) spread of P+1.80%, SouthStar Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower overall borrowing costs for your SBA loan.
The majority of SouthStar's deals (63%) are for existing businesses, indicating they primarily serve established companies. If you're a startup or looking to acquire, you may find fewer tailored options here.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 42 504 loans, which use fixed SBA debenture rates.
States where SouthStar Bank, S.S.B. has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Other Repair & Services
Other Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Real Estate
Real Estate
Social Assistance
Health Care & Social Assistance
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for SouthStar Bank, S.S.B., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Other Repair & Services · Under $150K | 7(a) | 8 | P+1.75% | $99K | Q1 2025 |
| Texas · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.25% | $122K | Q3 2019 |
| Texas · Wholesale Trade · $500K – $1M | 7(a) | 3 | P+1.50% | $755K | Q3 2022 |
| Texas · Arts, Entertainment & Recreation · $500K – $1M | 504 | 3 | — | $624K | Q2 2023 |
| Texas · Social Assistance · $150K – $350K | 7(a) | 3 | P+1.25% | $311K | Q3 2022 |
| Texas · Manufacturing · Under $150K | 7(a) | 3 | P+2.00% | $123K | Q3 2020 |
| Texas · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+1.50% | $253K | Q3 2025 |
| Texas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+2.00% | $92K | Q1 2025 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 2 | P+1.38% | $1.2M | Q2 2022 |
| Texas · Specialty Trade Contractors · $150K – $350K | 504 | 2 | — | $319K | Q2 2024 |
| Texas · Auto Repair & Maintenance · $1M – $2M | 7(a) | 2 | P+2.38% | $1.4M | Q2 2017 |
| Texas · Real Estate · $150K – $350K | 504 | 2 | — | $207K | Q3 2015 |
| Texas · Accounting & Tax · $500K – $1M | 7(a) | 2 | P+1.88% | $566K | Q1 2021 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 2 | P+2.00% | $209K | Q2 2023 |
| Texas · Arts, Entertainment & Recreation · $150K – $350K | 504 | 2 | — | $267K | Q3 2018 |
| Texas · Retail Trade · Under $150K | 7(a) | 2 | P+3.38% | $150K | Q2 2017 |
| Texas · Arts, Entertainment & Recreation · $2M – $5M | 504 | 2 | — | $3.6M | Q4 2024 |
| Texas · Social Assistance · $2M – $5M | 7(a) | 2 | P+2.25% | $4.9M | Q3 2021 |
| Texas · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+2.13% | $125K | Q3 2020 |
| Texas · Hotels & Accommodation · $500K – $1M | 504 | 2 | — | $633K | Q3 2022 |
| Texas · Physician & Dental Offices · $500K – $1M | 504 | 2 | — | $651K | Q3 2021 |
| Texas · Real Estate · $500K – $1M | 7(a) | 2 | P+1.63% | $769K | Q4 2020 |
| Texas · Administrative & Waste Services · $500K – $1M | 7(a) | 2 | P+1.88% | $726K | Q3 2022 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.13% | $239K | Q1 2020 |
| Texas · Finance & Insurance · Under $150K | 7(a) | 1 | P+1.25% | $150K | Q3 2022 |
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