STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
81
2010–2026
Total Volume
$19M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
81 total segments
Most active in Kansas (99% of deals) and focuses heavily on manufacturing (16% of deals).
Manufacturing makes up 16% of Silver Lake Bank's deals — 3.8x the national average. This is a clear specialist, not a generalist who happens to do some manufacturing lending.
35% of Silver Lake Bank's SBA deals go to startups and new businesses — more startup-friendly than most SBA lenders, where existing businesses typically dominate.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 10 504 loans, which use fixed SBA debenture rates.
States where Silver Lake Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Physician & Dental Offices
Health Care & Social Assistance
Auto Repair & Maintenance
Other Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Silver Lake Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Kansas · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+2.52% | $95K | Q4 2020 |
| Kansas · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+2.25% | $62K | Q4 2025 |
| Kansas · Manufacturing · $150K – $350K | 7(a) | 5 | P+1.50% | $310K | Q4 2023 |
| Kansas · Manufacturing · Under $150K | 7(a) | 5 | P+1.25% | $111K | Q4 2023 |
| Kansas · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+3.13% | $52K | Q4 2017 |
| Kansas · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+1.00% | $135K | Q1 2025 |
| Kansas · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.75% | $251K | Q2 2023 |
| Kansas · Physician & Dental Offices · $150K – $350K | 7(a) | 2 | P+1.63% | $285K | Q4 2023 |
| Kansas · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+-0.38% | $95K | Q3 2015 |
| Kansas · Management & IT Consulting · $150K – $350K | 7(a) | 2 | P+2.15% | $202K | Q3 2020 |
| Kansas · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+1.75% | $63K | Q3 2023 |
| Kansas · Heavy & Civil Engineering · Under $150K | 7(a) | 2 | P+3.50% | $38K | Q1 2012 |
| Kansas · Miscellaneous Retail · Under $150K | 7(a) | 2 | P+1.25% | $70K | Q4 2023 |
| Kansas · Engineering & Architecture · Under $150K | 7(a) | 2 | P+1.35% | $115K | Q1 2021 |
| Kansas · Other Health Practitioners · Under $150K | 7(a) | 2 | P+1.00% | $53K | Q3 2023 |
| Kansas · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+2.63% | $287K | Q3 2020 |
| Kansas · Education · Under $150K | 7(a) | 1 | P+2.50% | $30K | Q4 2015 |
| Kansas · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 1 | P+1.25% | $260K | Q4 2016 |
| Kansas · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 1 | P+1.00% | $859K | Q2 2025 |
| Nevada · Physician & Dental Offices · Under $150K | 7(a) | 1 | P+2.25% | $102K | Q3 2017 |
| Kansas · Retail Trade · $2M – $5M | 504 | 1 | — | $2.1M | Q3 2021 |
| Kansas · Manufacturing · $1M – $2M | 504 | 1 | — | $1.4M | Q4 2013 |
| Kansas · Administrative & Waste Services · $150K – $350K | 504 | 1 | — | $170K | Q2 2021 |
| Kansas · Restaurants & Food Service · $150K – $350K | 504 | 1 | — | $213K | Q1 2013 |
| Kansas · Real Estate · $150K – $350K | 504 | 1 | — | $159K | Q2 2017 |
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