GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
165
Total Volume
$80M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
165 total segments
S & T Bank has a strong focus on smaller deals, with 67% of their total SBA deals under $150K. This makes them a good choice for borrowers seeking smaller loans.
With 17% of their SBA deals being 504 loans, S & T Bank offers a balanced mix of financing options. This is slightly below the national average, indicating they are competitive in both programs.
S & T Bank's average 7(a) spread of P+2.02% is lower than the national median of P+2.75%, suggesting they offer more favorable pricing for borrowers.
Quarterly SBA lending activity.
No trend data available.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 28 504 loans, which use fixed SBA debenture rates.
No spread data available
504 loans use fixed debenture rates set by the SBA, so spread data is not applicable.
States where S & T Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Wholesale Trade
Wholesale Trade
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Other Professional Services
Professional Services
Specialty Trade Contractors
Construction
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for S & T Bank, grouped by state, industry, and deal size.
No segment data available
This lender has no recorded SBA lending activity in our database.
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Real experiences from borrowers who closed SBA loans with S & T Bank.
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