STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
145
2010–2025
Total Volume
$68M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
145 total segments
RiverHills Bank primarily serves existing businesses, with 76% of their SBA deals focused on this category. This makes them a strong choice for established companies looking for financing.
With an average 7(a) spread of P+1.26%, RiverHills Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of the loan.
RiverHills Bank has seen a significant decline in their lending activity, with a 40% drop in deals year-over-year. This trend may indicate a tighter lending environment, which could affect your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 7 504 loans, which use fixed SBA debenture rates.
States where RiverHills Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Manufacturing
Manufacturing
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
Restaurants & Food Service
Accommodation & Food Services
Accounting & Tax
Professional Services
Other Professional Services
Professional Services
Gas Stations
Retail Trade
+ 7 more
All recorded SBA lending activity for RiverHills Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Ohio · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+0.50% | $47K | Q4 2023 |
| Ohio · Transportation & Warehousing · Under $150K | 7(a) | 8 | P+1.12% | $92K | Q2 2025 |
| Ohio · Manufacturing · $150K – $350K | 7(a) | 6 | P+0.88% | $267K | Q1 2024 |
| Ohio · Accounting & Tax · Under $150K | 7(a) | 5 | P+1.00% | $98K | Q4 2013 |
| Ohio · Auto Repair & Maintenance · Under $150K | 7(a) | 5 | P+2.00% | $44K | Q3 2021 |
| Ohio · Specialty Trade Contractors · $150K – $350K | 7(a) | 5 | P+0.00% | $234K | Q1 2025 |
| Ohio · Manufacturing · Under $150K | 7(a) | 5 | P+1.75% | $80K | Q3 2021 |
| Ohio · Real Estate · $1M – $2M | 7(a) | 3 | P+0.80% | $1.3M | Q3 2021 |
| Mississippi · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.25% | $110K | Q4 2022 |
| Ohio · Retail Trade · Under $150K | 7(a) | 3 | P+1.00% | $67K | Q1 2024 |
| Ohio · Transportation & Warehousing · $150K – $350K | 7(a) | 3 | P+0.25% | $262K | Q1 2024 |
| Ohio · Other Professional Services · Under $150K | 7(a) | 3 | P+1.00% | $48K | Q3 2022 |
| Ohio · Gas Stations · $350K – $500K | 7(a) | 3 | P+1.00% | $396K | Q2 2021 |
| Ohio · Auto Repair & Maintenance · $150K – $350K | 7(a) | 3 | P+1.75% | $228K | Q3 2022 |
| Ohio · Auto Dealers & Parts · $350K – $500K | 7(a) | 2 | P+0.75% | $459K | Q1 2023 |
| Ohio · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.38% | $50K | Q1 2018 |
| Ohio · Gas Stations · $500K – $1M | 7(a) | 2 | P+0.60% | $771K | Q3 2021 |
| Ohio · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+0.00% | $687K | Q3 2023 |
| Ohio · Management & IT Consulting · Under $150K | 7(a) | 2 | P+1.00% | $63K | Q4 2013 |
| Ohio · Manufacturing · $500K – $1M | 7(a) | 2 | P+1.25% | $907K | Q3 2021 |
| Mississippi · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+4.50% | $90K | Q4 2023 |
| Ohio · Food & Beverage Stores · $500K – $1M | 7(a) | 2 | P+2.38% | $660K | Q3 2014 |
| Ohio · Specialty Trade Contractors · $500K – $1M | 7(a) | 2 | P+1.50% | $830K | Q2 2021 |
| Ohio · Miscellaneous Retail · $1M – $2M | 7(a) | 2 | P+-0.40% | $1.3M | Q1 2025 |
| Ohio · Engineering & Architecture · Under $150K | 7(a) | 2 | P+1.38% | $125K | Q2 2014 |
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