STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
355
2010–2026
Total Volume
$205M
Gross loan amounts
States Active
14
With recorded loans
Programs
7(a) & 504
355 total segments
Regent Bank has a balanced approach to lending, with 40% of their deals going to startups and 40% to existing businesses. This makes them a strong option for both new and established businesses seeking SBA loans.
With an average 7(a) spread of P+2.02%, Regent Bank offers competitive pricing compared to the national median of P+2.75%. This could mean lower overall loan costs for borrowers.
Regent Bank's growth trend shows a significant decline of 67% year-over-year in deal volume, which may indicate a tightening of lending criteria or reduced capacity. Borrowers should be prepared for potentially stricter approval processes.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 31 504 loans, which use fixed SBA debenture rates.
States where Regent Bank has recorded SBA lending activity.
+ 9 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Physician & Dental Offices
Health Care & Social Assistance
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Repair & Services
Other Services
Specialty Trade Contractors
Construction
Administrative & Waste Services
Administrative & Waste Services
Food & Beverage Stores
Retail Trade
+ 7 more
All recorded SBA lending activity for Regent Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 10 | P+2.00% | $244K | Q2 2024 |
| Oklahoma · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+2.13% | $107K | Q2 2024 |
| Missouri · Food & Beverage Stores · $1M – $2M | 7(a) | 6 | P+1.88% | $1.5M | Q2 2024 |
| Oklahoma · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.13% | $89K | Q2 2025 |
| Oklahoma · Other Health Practitioners · $150K – $350K | 7(a) | 6 | P+2.13% | $243K | Q1 2023 |
| Missouri · Manufacturing · $500K – $1M | 7(a) | 5 | P+1.75% | $742K | Q3 2025 |
| Missouri · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 5 | P+2.25% | $248K | Q4 2023 |
| Oklahoma · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.00% | $253K | Q1 2024 |
| Oklahoma · Other Repair & Services · $150K – $350K | 7(a) | 5 | P+2.75% | $307K | Q1 2023 |
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 4 | P+2.00% | $91K | Q4 2023 |
| Missouri · Agriculture & Forestry · Under $150K | 7(a) | 4 | P+2.13% | $29K | Q2 2022 |
| Oklahoma · Real Estate · $150K – $350K | 7(a) | 4 | P+2.00% | $222K | Q4 2023 |
| Missouri · Manufacturing · $150K – $350K | 7(a) | 4 | P+1.88% | $255K | Q2 2025 |
| Oklahoma · Real Estate · Under $150K | 7(a) | 3 | P+2.00% | $74K | Q2 2021 |
| Missouri · Heavy & Civil Engineering · Under $150K | 7(a) | 3 | P+1.50% | $92K | Q3 2023 |
| Missouri · Manufacturing · Under $150K | 7(a) | 3 | P+2.00% | $84K | Q1 2024 |
| Oklahoma · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+1.50% | $123K | Q2 2022 |
| Oklahoma · Restaurants & Food Service · $500K – $1M | 7(a) | 3 | P+2.00% | $663K | Q4 2023 |
| Missouri · Restaurants & Food Service · $1M – $2M | 7(a) | 3 | P+2.00% | $1.6M | Q2 2023 |
| Missouri · Retail Trade · $150K – $350K | 7(a) | 3 | P+2.25% | $211K | Q1 2022 |
| Oklahoma · Building Construction · Under $150K | 7(a) | 3 | P+2.75% | $110K | Q4 2019 |
| Missouri · Specialty Trade Contractors · $500K – $1M | 7(a) | 3 | P+1.75% | $748K | Q3 2025 |
| Oklahoma · Retail Trade · $150K – $350K | 7(a) | 3 | P+2.00% | $249K | Q2 2023 |
| Missouri · General Merchandise · $150K – $350K | 7(a) | 3 | P+2.50% | $266K | Q3 2021 |
| Oklahoma · Manufacturing · Under $150K | 7(a) | 3 | P+1.50% | $87K | Q3 2018 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Regent Bank.
No reviews yet. Be the first to review Regent Bank.