GOOD
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
118
2010–2026
Total Volume
$50M
Gross loan amounts
States Active
3
With recorded loans
Programs
7(a) & 504
118 total segments
Quad City Bank and Trust Company has a strong focus on smaller deals, with 60% of their SBA loans under $150K. If you're seeking a smaller loan, this lender could be a good fit.
With a 10% share of 504 loans, Quad City Bank and Trust Company is less focused on real estate financing compared to the national average of 18%. If your project is real estate-heavy, consider other lenders.
The lender's average 7(a) spread of P+2.38% is lower than the national median of P+2.75%, making them a cost-effective option for borrowers seeking 7(a) loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 12 504 loans, which use fixed SBA debenture rates.
States where Quad City Bank and Trust Company has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Other Health Practitioners
Health Care & Social Assistance
Management & IT Consulting
Professional Services
Engineering & Architecture
Professional Services
Real Estate
Real Estate
Physician & Dental Offices
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Quad City Bank and Trust Company, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Iowa · Specialty Trade Contractors · Under $150K | 7(a) | 10 | P+2.75% | $77K | Q2 2020 |
| Iowa · Management & IT Consulting · Under $150K | 7(a) | 8 | P+2.88% | $61K | Q3 2016 |
| Iowa · Other Health Practitioners · Under $150K | 7(a) | 6 | P+2.75% | $59K | Q2 2015 |
| Illinois · Restaurants & Food Service · $150K – $350K | 7(a) | 5 | P+2.75% | $220K | Q2 2014 |
| Iowa · Engineering & Architecture · $2M – $5M | 7(a) | 4 | P+2.13% | $4.0M | Q3 2014 |
| Iowa · Food & Beverage Stores · Under $150K | 7(a) | 4 | P+2.50% | $113K | Q4 2025 |
| Illinois · Manufacturing · $150K – $350K | 7(a) | 3 | P+2.25% | $230K | Q4 2016 |
| Illinois · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.75% | $52K | Q3 2013 |
| Iowa · Building Construction · Under $150K | 7(a) | 3 | P+2.75% | $41K | Q3 2018 |
| Illinois · Real Estate · Under $150K | 7(a) | 2 | P+2.75% | $38K | Q4 2012 |
| Iowa · Physician & Dental Offices · $350K – $500K | 7(a) | 2 | P+2.00% | $428K | Q4 2012 |
| Iowa · Manufacturing · Under $150K | 7(a) | 2 | P+1.80% | $63K | Q4 2019 |
| Iowa · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+2.50% | $238K | Q2 2020 |
| Iowa · Specialty Trade Contractors · $1M – $2M | 7(a) | 2 | P+2.38% | $1.2M | Q2 2018 |
| Iowa · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+1.88% | $113K | Q4 2018 |
| Iowa · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+2.25% | $313K | Q1 2019 |
| Iowa · Specialty Trade Contractors · $350K – $500K | 7(a) | 2 | P+2.50% | $428K | Q3 2011 |
| Iowa · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 2 | P+1.75% | $580K | Q1 2021 |
| Illinois · General Merchandise · Under $150K | 7(a) | 2 | P+2.25% | $57K | Q4 2011 |
| Iowa · Personal Care (Salons, Spas) · Under $150K | 7(a) | 2 | P+2.48% | $28K | Q2 2016 |
| Illinois · Legal Services · Under $150K | 7(a) | 2 | P+2.50% | $65K | Q1 2022 |
| Iowa · Other Repair & Services · Under $150K | 7(a) | 2 | P+2.63% | $85K | Q2 2018 |
| Iowa · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.75% | $254K | Q3 2017 |
| Iowa · Physician & Dental Offices · Under $150K | 7(a) | 2 | P+2.38% | $38K | Q4 2012 |
| Illinois · Other Repair & Services · Under $150K | 7(a) | 1 | P+2.50% | $82K | Q3 2021 |
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