STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
135
2010–2026
Total Volume
$53M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
135 total segments
Potomac Bank has a significant 504 loan presence at 22%, which is higher than the national average of 18%. This indicates they are well-suited for borrowers looking for real estate financing.
With an average 7(a) spread of P+2.14%, Potomac Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to lower borrowing costs for your loan.
The lender's focus on startups (48% of deals) suggests they are friendly to new businesses. If you're a first-time borrower, Potomac Bank may be a supportive choice for your financing needs.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 30 504 loans, which use fixed SBA debenture rates.
States where Potomac Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Other Health Practitioners
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Management & IT Consulting
Professional Services
Personal Care (Salons, Spas)
Other Services
Other Professional Services
Professional Services
+ 7 more
All recorded SBA lending activity for Potomac Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Virginia · Manufacturing · $500K – $1M | 7(a) | 6 | P+1.75% | $624K | Q1 2025 |
| Virginia · Management & IT Consulting · Under $150K | 7(a) | 4 | P+2.13% | $110K | Q3 2025 |
| Virginia · Other Health Practitioners · $150K – $350K | 7(a) | 4 | P+2.50% | $238K | Q1 2024 |
| Virginia · Retail Trade · Under $150K | 7(a) | 3 | P+1.00% | $96K | Q3 2023 |
| Virginia · Restaurants & Food Service · Under $150K | 7(a) | 3 | P+2.25% | $93K | Q4 2025 |
| Virginia · Personal Care (Salons, Spas) · Under $150K | 7(a) | 3 | P+2.75% | $80K | Q1 2024 |
| Virginia · Restaurants & Food Service · $150K – $350K | 7(a) | 3 | P+2.00% | $246K | Q4 2022 |
| Pennsylvania · Other Professional Services · $350K – $500K | 7(a) | 3 | P+2.00% | $500K | Q3 2021 |
| Virginia · Administrative & Waste Services · Under $150K | 7(a) | 3 | P+2.00% | $95K | Q4 2023 |
| Virginia · Specialty Trade Contractors · $500K – $1M | 504 | 3 | — | $694K | Q3 2025 |
| West Virginia · Other Professional Services · $150K – $350K | 7(a) | 2 | P+2.50% | $263K | Q2 2022 |
| Virginia · Auto Dealers & Parts · $350K – $500K | 504 | 2 | — | $424K | Q2 2024 |
| West Virginia · Hospitals · Under $150K | 7(a) | 2 | P+1.13% | $66K | Q4 2019 |
| West Virginia · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+2.25% | $80K | Q2 2025 |
| Virginia · General Merchandise · $150K – $350K | 7(a) | 2 | P+1.75% | $320K | Q4 2020 |
| Virginia · Administrative & Waste Services · $500K – $1M | 7(a) | 2 | P+2.38% | $750K | Q2 2025 |
| Virginia · Management & IT Consulting · $150K – $350K | 7(a) | 2 | P+2.25% | $198K | Q1 2025 |
| West Virginia · Other Repair & Services · Under $150K | 7(a) | 2 | P+3.25% | $64K | Q4 2025 |
| Virginia · Manufacturing · Under $150K | 7(a) | 2 | P+2.13% | $110K | Q3 2024 |
| Virginia · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 2 | P+2.88% | $300K | Q4 2024 |
| Virginia · Other Health Practitioners · Under $150K | 7(a) | 2 | P+3.00% | $124K | Q4 2024 |
| Virginia · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+2.00% | $242K | Q1 2024 |
| Virginia · Manufacturing · $350K – $500K | 7(a) | 1 | P+1.75% | $450K | Q3 2024 |
| Virginia · Transportation & Warehousing · $150K – $350K | 7(a) | 1 | P+2.75% | $180K | Q2 2023 |
| Virginia · Information & Media · Under $150K | 7(a) | 1 | P+2.75% | $20K | Q2 2020 |
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