STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
344
2010–2026
Total Volume
$578M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
344 total segments
Plains State Bank has a strong focus on the hospitality and social assistance sectors, with 58 deals in hotels and 45 in social assistance. This specialization could benefit borrowers in these industries seeking SBA loans.
With an average deal size of nearly $1.68 million and a significant number of deals in the $2M-$5M range (108 deals), Plains State Bank is well-suited for borrowers looking for larger financing options, particularly in established businesses.
Despite a healthy volume of SBA loans, Plains State Bank experienced a 41% decline in year-over-year growth. This trend may indicate a tightening of lending standards or reduced capacity, which could affect approval chances for new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 29 504 loans, which use fixed SBA debenture rates.
States where Plains State Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Hotels & Accommodation
Accommodation & Food Services
Social Assistance
Health Care & Social Assistance
Manufacturing
Manufacturing
Real Estate
Real Estate
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Personal Care (Salons, Spas)
Other Services
Wholesale Trade
Wholesale Trade
+ 7 more
All recorded SBA lending activity for Plains State Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Texas · Social Assistance · $2M – $5M | 7(a) | 29 | P+1.50% | $4.1M | Q3 2025 |
| Texas · Hotels & Accommodation · $1M – $2M | 7(a) | 18 | P+2.50% | $1.8M | Q4 2018 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 17 | P+1.75% | $3.5M | Q4 2025 |
| Texas · Personal Care (Salons, Spas) · $150K – $350K | 7(a) | 11 | P+2.25% | $245K | Q1 2021 |
| Texas · Manufacturing · $2M – $5M | 7(a) | 8 | P+2.38% | $3.2M | Q3 2022 |
| Texas · Real Estate · $2M – $5M | 7(a) | 8 | P+2.00% | $3.1M | Q1 2024 |
| Texas · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+2.75% | $236K | Q2 2024 |
| Texas · Manufacturing · $1M – $2M | 7(a) | 6 | P+2.63% | $1.5M | Q2 2020 |
| Texas · Hotels & Accommodation · $2M – $5M | 504 | 6 | — | $3.3M | Q2 2025 |
| Texas · Auto Repair & Maintenance · $1M – $2M | 7(a) | 6 | P+2.25% | $1.3M | Q4 2020 |
| Texas · Gas Stations · $1M – $2M | 7(a) | 6 | P+1.88% | $1.5M | Q3 2021 |
| Texas · Real Estate · $150K – $350K | 7(a) | 6 | P+2.63% | $302K | Q1 2021 |
| Texas · Mining & Oil/Gas · $1M – $2M | 7(a) | 5 | P+2.00% | $1.4M | Q3 2021 |
| Texas · Auto Repair & Maintenance · $500K – $1M | 7(a) | 5 | P+2.50% | $804K | Q2 2022 |
| Texas · Social Assistance · Under $150K | 7(a) | 5 | P+1.50% | $95K | Q1 2018 |
| Texas · Hotels & Accommodation · $1M – $2M | 504 | 5 | — | $1.8M | Q1 2014 |
| Texas · Wholesale Trade · $150K – $350K | 7(a) | 5 | P+2.00% | $283K | Q4 2022 |
| Texas · Manufacturing · $150K – $350K | 7(a) | 5 | P+2.50% | $279K | Q3 2021 |
| Texas · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.50% | $888K | Q3 2021 |
| Texas · Physician & Dental Offices · $500K – $1M | 7(a) | 4 | P+1.88% | $665K | Q3 2024 |
| Texas · Social Assistance · $500K – $1M | 7(a) | 4 | P+1.75% | $797K | Q1 2018 |
| Texas · Manufacturing · $350K – $500K | 7(a) | 4 | P+2.75% | $455K | Q2 2021 |
| Texas · Real Estate · $1M – $2M | 7(a) | 4 | P+2.13% | $1.2M | Q3 2021 |
| Texas · Gas Stations · $500K – $1M | 7(a) | 4 | P+2.75% | $736K | Q1 2012 |
| Texas · Other Repair & Services · $2M – $5M | 7(a) | 4 | P+2.00% | $3.7M | Q3 2021 |
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