STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
STRONG
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
2,494
2010–2026
Total Volume
$2.5B
Gross loan amounts
States Active
38
With recorded loans
Programs
7(a) & 504
2493 total segments
Pinnacle Bank has a solid presence in the restaurant and food service industry, with 344 deals. This indicates they understand the unique needs of this sector, making them a strong choice if you're in this field.
With an average 7(a) spread of P+2.09%, Pinnacle Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Pinnacle Bank's growth trend shows a 10% year-over-year increase in deals. This suggests they are actively expanding their lending capacity, which could improve your chances of approval.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 289 504 loans, which use fixed SBA debenture rates.
Top 15 of 38 states where Pinnacle Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Hotels & Accommodation
Accommodation & Food Services
Manufacturing
Manufacturing
Nursing & Residential Care
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Retail Trade
Retail Trade
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Pinnacle Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Hotels & Accommodation · $2M – $5M | 7(a) | 81 | P+1.25% | $3.8M | Q4 2023 |
| California · Nursing & Residential Care · $500K – $1M | 7(a) | 69 | P+1.50% | $737K | Q4 2025 |
| California · Nursing & Residential Care · $1M – $2M | 7(a) | 49 | P+1.75% | $1.3M | Q4 2025 |
| California · Hotels & Accommodation · $500K – $1M | 7(a) | 27 | P+1.25% | $716K | Q2 2024 |
| California · Hotels & Accommodation · $1M – $2M | 7(a) | 24 | P+1.25% | $1.4M | Q1 2021 |
| North Carolina · Restaurants & Food Service · $500K – $1M | 7(a) | 20 | P+2.25% | $675K | Q4 2025 |
| Tennessee · Restaurants & Food Service · $150K – $350K | 7(a) | 20 | P+2.50% | $284K | Q3 2025 |
| North Carolina · Restaurants & Food Service · $350K – $500K | 7(a) | 19 | P+2.25% | $449K | Q2 2025 |
| California · Nursing & Residential Care · $350K – $500K | 7(a) | 16 | P+1.50% | $438K | Q4 2024 |
| Tennessee · Restaurants & Food Service · $500K – $1M | 7(a) | 16 | P+2.13% | $691K | Q3 2025 |
| North Carolina · Restaurants & Food Service · $1M – $2M | 7(a) | 15 | P+2.00% | $1.5M | Q4 2025 |
| California · Hotels & Accommodation · $150K – $350K | 7(a) | 15 | P+1.25% | $232K | Q2 2022 |
| South Carolina · Restaurants & Food Service · $500K – $1M | 7(a) | 13 | P+2.25% | $755K | Q1 2025 |
| California · Nursing & Residential Care · $2M – $5M | 7(a) | 13 | P+1.75% | $3.0M | Q3 2025 |
| North Carolina · Manufacturing · $1M – $2M | 7(a) | 12 | P+2.00% | $1.4M | Q3 2025 |
| South Carolina · Restaurants & Food Service · $150K – $350K | 7(a) | 12 | P+2.25% | $281K | Q3 2024 |
| Tennessee · Restaurants & Food Service · $350K – $500K | 7(a) | 12 | P+2.63% | $414K | Q3 2024 |
| North Carolina · Manufacturing · $150K – $350K | 7(a) | 11 | P+2.25% | $264K | Q3 2025 |
| Tennessee · Specialty Trade Contractors · $500K – $1M | 7(a) | 11 | P+2.50% | $747K | Q2 2025 |
| Tennessee · Restaurants & Food Service · $1M – $2M | 7(a) | 11 | P+2.00% | $1.6M | Q1 2025 |
| Georgia · Restaurants & Food Service · $500K – $1M | 7(a) | 11 | P+2.00% | $713K | Q1 2025 |
| North Carolina · Specialty Trade Contractors · $1M – $2M | 7(a) | 10 | P+1.75% | $1.5M | Q1 2025 |
| Tennessee · Manufacturing · $1M – $2M | 7(a) | 9 | P+2.25% | $1.3M | Q2 2025 |
| Nebraska · Restaurants & Food Service · Under $150K | 7(a) | 9 | P+2.25% | $77K | Q4 2024 |
| North Carolina · Specialty Trade Contractors · Under $150K | 7(a) | 9 | P+1.75% | $99K | Q1 2025 |
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