STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
150
2010–2025
Total Volume
$18M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
150 total segments
Passumpsic Savings Bank has a strong focus on smaller loans, with 124 out of 150 deals under $150K. This makes them a good fit for businesses needing smaller amounts.
The bank's average 7(a) spread is P+2.21%, which is lower than the national median of P+2.75%. This could mean lower overall costs for borrowers.
With a 6% share of 504 loans, Passumpsic Savings Bank has a minimal presence in this area compared to the national average of 18%. If you're looking for 504 financing, consider other lenders.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 9 504 loans, which use fixed SBA debenture rates.
States where Passumpsic Savings Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
Agriculture & Forestry
Agriculture & Forestry
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Other Repair & Services
Other Services
Other Professional Services
Professional Services
+ 7 more
All recorded SBA lending activity for Passumpsic Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New Hampshire · Transportation & Warehousing · Under $150K | 7(a) | 9 | P+3.25% | $34K | Q3 2018 |
| Vermont · Specialty Trade Contractors · Under $150K | 7(a) | 7 | P+2.25% | $64K | Q1 2017 |
| Vermont · Retail Trade · Under $150K | 7(a) | 7 | P+2.63% | $42K | Q4 2015 |
| Vermont · Manufacturing · Under $150K | 7(a) | 7 | P+3.25% | $53K | Q4 2024 |
| Vermont · Food & Beverage Stores · Under $150K | 7(a) | 7 | P+1.75% | $41K | Q1 2015 |
| New Hampshire · Restaurants & Food Service · Under $150K | 7(a) | 6 | P+2.00% | $56K | Q1 2018 |
| Vermont · Other Repair & Services · Under $150K | 7(a) | 6 | P+3.25% | $43K | Q3 2019 |
| Vermont · Agriculture & Forestry · Under $150K | 7(a) | 5 | P+2.25% | $90K | Q2 2014 |
| New Hampshire · Administrative & Waste Services · Under $150K | 7(a) | 5 | P+3.50% | $23K | Q2 2012 |
| Vermont · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.25% | $94K | Q1 2020 |
| New Hampshire · Other Professional Services · Under $150K | 7(a) | 5 | P+2.25% | $29K | Q3 2011 |
| Vermont · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+1.50% | $65K | Q2 2025 |
| New Hampshire · Hotels & Accommodation · $150K – $350K | 504 | 4 | — | $235K | Q4 2020 |
| New Hampshire · Manufacturing · Under $150K | 7(a) | 4 | P+1.88% | $50K | Q2 2016 |
| Vermont · General Merchandise · Under $150K | 7(a) | 4 | P+2.63% | $35K | Q2 2017 |
| Vermont · Other Professional Services · Under $150K | 7(a) | 3 | P+2.38% | $62K | Q1 2011 |
| Vermont · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+2.25% | $58K | Q1 2017 |
| New Hampshire · Retail Trade · Under $150K | 7(a) | 3 | P+1.75% | $50K | Q1 2013 |
| New Hampshire · Agriculture & Forestry · Under $150K | 7(a) | 3 | P+0.70% | $98K | Q1 2014 |
| Vermont · Other Health Practitioners · Under $150K | 7(a) | 3 | P+1.00% | $139K | Q3 2013 |
| Vermont · Real Estate · Under $150K | 7(a) | 2 | P+3.13% | $18K | Q1 2011 |
| New Hampshire · Gas Stations · Under $150K | 7(a) | 2 | P+2.00% | $71K | Q1 2012 |
| New Hampshire · Other Health Practitioners · Under $150K | 7(a) | 2 | P+1.87% | $42K | Q4 2011 |
| Vermont · Auto Dealers & Parts · Under $150K | 7(a) | 2 | P+2.25% | $35K | Q2 2012 |
| Vermont · Gas Stations · Under $150K | 7(a) | 2 | P+2.75% | $25K | Q2 2012 |
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