FAIR
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
127
2013–2025
Total Volume
$16M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a)
127 total segments
Mountain Bizcapital, Inc. focuses heavily on startups, with 60% of their deals going to new businesses. This makes them a great option if you're launching a new venture.
With an average 7(a) spread of P+3.65%, Mountain Bizcapital's pricing is higher than the national median of P+2.75%. Consider this when budgeting for your loan.
The lender has a strong presence in North Carolina, accounting for 126 out of 127 deals. If you're based in NC, you may benefit from their local expertise.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes.
States where Mountain Bizcapital, Inc. has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Retail Trade
Retail Trade
General Merchandise
Retail Trade
Other Repair & Services
Other Services
Wholesale Trade
Wholesale Trade
Miscellaneous Retail
Retail Trade
Sporting Goods & Hobby
Retail Trade
+ 7 more
All recorded SBA lending activity for Mountain Bizcapital, Inc., grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| North Carolina · Restaurants & Food Service · Under $150K | 7(a) | 31 | P+4.50% | $102K | Q2 2025 |
| North Carolina · Manufacturing · Under $150K | 7(a) | 19 | P+4.25% | $83K | Q4 2023 |
| North Carolina · Retail Trade · Under $150K | 7(a) | 10 | P+4.42% | $91K | Q1 2022 |
| North Carolina · Restaurants & Food Service · $150K – $350K | 7(a) | 10 | P+2.38% | $264K | Q2 2025 |
| North Carolina · General Merchandise · Under $150K | 7(a) | 8 | P+4.25% | $106K | Q1 2022 |
| North Carolina · Other Repair & Services · Under $150K | 7(a) | 6 | P+4.63% | $123K | Q2 2022 |
| North Carolina · Wholesale Trade · Under $150K | 7(a) | 6 | P+4.13% | $105K | Q1 2018 |
| North Carolina · Manufacturing · $150K – $350K | 7(a) | 3 | P+4.25% | $207K | Q4 2021 |
| North Carolina · Miscellaneous Retail · Under $150K | 7(a) | 3 | P+1.25% | $113K | Q1 2025 |
| North Carolina · Other Health Practitioners · Under $150K | 7(a) | 2 | P+2.38% | $126K | Q4 2022 |
| North Carolina · Sporting Goods & Hobby · $150K – $350K | 7(a) | 2 | P+4.75% | $217K | Q2 2021 |
| North Carolina · Administrative & Waste Services · Under $150K | 7(a) | 2 | P+2.00% | $109K | Q3 2023 |
| North Carolina · Transportation & Warehousing · Under $150K | 7(a) | 2 | P+5.00% | $100K | Q4 2020 |
| North Carolina · Miscellaneous Retail · $150K – $350K | 7(a) | 2 | P+0.50% | $350K | Q3 2025 |
| North Carolina · Agriculture & Forestry · Under $150K | 7(a) | 2 | P+2.75% | $124K | Q4 2022 |
| North Carolina · Real Estate · $150K – $350K | 7(a) | 2 | P+3.63% | $200K | Q3 2020 |
| North Carolina · Education · Under $150K | 7(a) | 2 | P+2.50% | $108K | Q2 2024 |
| North Carolina · Arts, Entertainment & Recreation · Under $150K | 7(a) | 2 | P+4.63% | $79K | Q1 2018 |
| North Carolina · Management & IT Consulting · Under $150K | 7(a) | 2 | P+2.73% | $125K | Q4 2022 |
| South Carolina · Restaurants & Food Service · Under $150K | 7(a) | 1 | P+4.00% | $100K | Q1 2019 |
| North Carolina · Specialty Trade Contractors · $150K – $350K | 7(a) | 1 | P+-0.75% | $270K | Q2 2023 |
| North Carolina · Food & Beverage Stores · Under $150K | 7(a) | 1 | P+5.25% | $125K | Q3 2020 |
| North Carolina · Sporting Goods & Hobby · Under $150K | 7(a) | 1 | P+4.50% | $135K | Q4 2021 |
| North Carolina · Other Professional Services · Under $150K | 7(a) | 1 | P+4.50% | $125K | Q1 2018 |
| North Carolina · Social Assistance · Under $150K | 7(a) | 1 | P+5.00% | $50K | Q3 2017 |
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