STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
GOOD
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
466
2010–2026
Total Volume
$701M
Gross loan amounts
States Active
36
With recorded loans
Programs
7(a) & 504
466 total segments
Mission Valley Bank has a strong focus on existing businesses, with 54% of their deals supporting established companies. This makes them a solid choice if you're looking to acquire or expand an existing business.
With an average 7(a) spread of P+2.11%, Mission Valley Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Despite a diverse portfolio, Mission Valley Bank's 504 loan share is only 7%, significantly below the national average of 18%. If you're specifically looking for a 504 loan, you may want to consider other lenders with a stronger focus in that area.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 33 504 loans, which use fixed SBA debenture rates.
Top 15 of 36 states where Mission Valley Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Hotels & Accommodation
Accommodation & Food Services
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Other Services
Other Services
Miscellaneous Retail
Retail Trade
Specialty Trade Contractors
Construction
Wholesale Trade
Wholesale Trade
Other Health Practitioners
Health Care & Social Assistance
+ 7 more
All recorded SBA lending activity for Mission Valley Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Hotels & Accommodation · $2M – $5M | 7(a) | 13 | P+1.25% | $4.0M | Q4 2025 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 8 | P+2.25% | $285K | Q4 2023 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 8 | P+2.00% | $747K | Q2 2025 |
| California · Manufacturing · Under $150K | 7(a) | 7 | P+3.00% | $82K | Q4 2016 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 6 | P+2.38% | $423K | Q1 2024 |
| California · Manufacturing · $500K – $1M | 7(a) | 6 | P+2.75% | $808K | Q4 2023 |
| California · Hotels & Accommodation · $500K – $1M | 7(a) | 6 | P+1.63% | $700K | Q4 2022 |
| California · Restaurants & Food Service · $2M – $5M | 7(a) | 6 | P+1.50% | $3.2M | Q1 2025 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 5 | P+2.25% | $1.5M | Q4 2025 |
| Texas · Hotels & Accommodation · $2M – $5M | 7(a) | 5 | P+1.25% | $3.9M | Q1 2025 |
| California · Nursing & Residential Care · $1M – $2M | 7(a) | 5 | P+1.50% | $1.5M | Q4 2025 |
| California · Auto Repair & Maintenance · $500K – $1M | 7(a) | 4 | P+2.25% | $739K | Q4 2024 |
| Oklahoma · Other Services · $2M – $5M | 7(a) | 4 | P+1.50% | $3.0M | Q4 2017 |
| California · Manufacturing · $1M – $2M | 7(a) | 4 | P+2.75% | $1.3M | Q1 2020 |
| California · Hotels & Accommodation · $1M – $2M | 7(a) | 4 | P+1.38% | $1.7M | Q3 2022 |
| California · Wholesale Trade · $1M – $2M | 7(a) | 4 | P+2.13% | $1.4M | Q1 2024 |
| California · Education · $150K – $350K | 7(a) | 4 | P+2.75% | $216K | Q1 2019 |
| California · Miscellaneous Retail · $150K – $350K | 7(a) | 3 | P+2.75% | $252K | Q2 2024 |
| California · Wholesale Trade · $2M – $5M | 7(a) | 3 | P+1.00% | $3.0M | Q2 2024 |
| Missouri · Hotels & Accommodation · $2M – $5M | 7(a) | 3 | P+1.50% | $3.5M | Q4 2024 |
| California · Information & Media · $2M – $5M | 7(a) | 3 | P+1.50% | $2.9M | Q4 2024 |
| California · Arts, Entertainment & Recreation · $500K – $1M | 7(a) | 3 | P+2.75% | $735K | Q4 2024 |
| California · Wholesale Trade · $500K – $1M | 7(a) | 3 | P+2.00% | $791K | Q2 2025 |
| California · Other Health Practitioners · $150K – $350K | 7(a) | 3 | P+2.75% | $233K | Q2 2024 |
| California · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.75% | $334K | Q1 2022 |
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