STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
830
2010–2026
Total Volume
$734M
Gross loan amounts
States Active
13
With recorded loans
Programs
7(a) & 504
830 total segments
MidFirst Bank has a strong focus on existing businesses, with 87% of their deals serving this purpose. This makes them a solid choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.62%, MidFirst Bank offers competitive pricing compared to the national median of P+2.75%. This could lead to significant savings over the life of the loan.
Despite a diverse program mix with 19% of their deals being 504 loans, MidFirst Bank's overall deal volume has declined by 10% year-over-year. This trend may impact their willingness to lend, so be prepared for a potentially tougher approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 159 504 loans, which use fixed SBA debenture rates.
States where MidFirst Bank has recorded SBA lending activity.
+ 8 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Physician & Dental Offices
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Manufacturing
Manufacturing
Administrative & Waste Services
Administrative & Waste Services
Restaurants & Food Service
Accommodation & Food Services
Other Health Practitioners
Health Care & Social Assistance
Engineering & Architecture
Professional Services
+ 7 more
All recorded SBA lending activity for MidFirst Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Arizona · Specialty Trade Contractors · Under $150K | 7(a) | 19 | P+4.50% | $66K | Q3 2022 |
| Oklahoma · Specialty Trade Contractors · Under $150K | 7(a) | 18 | P+6.25% | $38K | Q1 2023 |
| Oklahoma · Physician & Dental Offices · Under $150K | 7(a) | 12 | P+3.50% | $45K | Q4 2019 |
| Arizona · Specialty Trade Contractors · $1M – $2M | 7(a) | 11 | P+0.85% | $1.4M | Q1 2025 |
| Arizona · Physician & Dental Offices · Under $150K | 7(a) | 11 | P+3.25% | $74K | Q4 2019 |
| Oklahoma · Administrative & Waste Services · Under $150K | 7(a) | 11 | P+6.25% | $30K | Q1 2023 |
| Arizona · Administrative & Waste Services · Under $150K | 7(a) | 10 | P+4.25% | $42K | Q2 2019 |
| Oklahoma · Other Professional Services · Under $150K | 7(a) | 8 | P+4.50% | $73K | Q1 2020 |
| Arizona · Manufacturing · Under $150K | 7(a) | 7 | P+2.75% | $68K | Q1 2020 |
| Oklahoma · Other Health Practitioners · Under $150K | 7(a) | 7 | P+4.50% | $53K | Q4 2019 |
| Arizona · Wholesale Trade · $500K – $1M | 7(a) | 7 | P+2.00% | $717K | Q3 2024 |
| Oklahoma · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+4.50% | $63K | Q1 2023 |
| Arizona · Specialty Trade Contractors · $150K – $350K | 7(a) | 7 | P+1.75% | $231K | Q2 2016 |
| Arizona · Manufacturing · $500K – $1M | 7(a) | 6 | P+1.63% | $693K | Q1 2024 |
| Arizona · Wholesale Trade · $1M – $2M | 7(a) | 6 | P+1.73% | $1.5M | Q4 2022 |
| Arizona · Engineering & Architecture · Under $150K | 7(a) | 6 | P+3.42% | $71K | Q3 2022 |
| Oklahoma · Retail Trade · Under $150K | 7(a) | 6 | P+4.25% | $46K | Q1 2020 |
| Arizona · Physician & Dental Offices · $150K – $350K | 7(a) | 6 | P+2.38% | $270K | Q1 2020 |
| Oklahoma · Manufacturing · Under $150K | 7(a) | 6 | P+3.63% | $49K | Q3 2019 |
| Oklahoma · Sporting Goods & Hobby · Under $150K | 7(a) | 6 | P+3.00% | $32K | Q1 2014 |
| Arizona · Manufacturing · $2M – $5M | 7(a) | 6 | P+1.00% | $3.0M | Q2 2025 |
| Arizona · Auto Repair & Maintenance · $1M – $2M | 7(a) | 5 | P+1.70% | $1.4M | Q2 2024 |
| Oklahoma · Building Construction · Under $150K | 7(a) | 5 | P+4.50% | $67K | Q4 2019 |
| Arizona · Other Repair & Services · $500K – $1M | 7(a) | 5 | P+1.50% | $772K | Q1 2024 |
| Arizona · Wholesale Trade · $2M – $5M | 504 | 5 | — | $3.0M | Q2 2023 |
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Real experiences from borrowers who closed SBA loans with MidFirst Bank.
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