STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
413
2010–2026
Total Volume
$187M
Gross loan amounts
States Active
11
With recorded loans
Programs
7(a) & 504
412 total segments
Mid Penn Bank has a strong focus on existing businesses, with 53% of their deals supporting established companies. This is beneficial if you're looking to expand or refinance an existing operation.
The average spread for Mid Penn Bank's 7(a) loans is P+1.92%, which is lower than the national median of P+2.75%. This could mean lower overall costs for your loan compared to other lenders.
Mid Penn Bank's growth trend shows a significant decline of 56% year-over-year in deal volume. This may indicate a tightening of lending criteria, making it potentially more challenging to secure a loan.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 38 504 loans, which use fixed SBA debenture rates.
States where Mid Penn Bank has recorded SBA lending activity.
+ 6 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Administrative & Waste Services
Administrative & Waste Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Wholesale Trade
Wholesale Trade
Other Professional Services
Professional Services
Other Repair & Services
Other Services
+ 7 more
All recorded SBA lending activity for Mid Penn Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Pennsylvania · Restaurants & Food Service · $150K – $350K | 7(a) | 24 | P+2.38% | $254K | Q2 2023 |
| Pennsylvania · Restaurants & Food Service · Under $150K | 7(a) | 21 | P+2.00% | $67K | Q4 2024 |
| Pennsylvania · Administrative & Waste Services · Under $150K | 7(a) | 15 | P+2.00% | $71K | Q4 2024 |
| Pennsylvania · Other Health Practitioners · Under $150K | 7(a) | 15 | P+2.00% | $63K | Q1 2022 |
| Pennsylvania · Wholesale Trade · Under $150K | 7(a) | 8 | P+2.00% | $83K | Q1 2022 |
| Pennsylvania · Manufacturing · Under $150K | 7(a) | 8 | P+2.00% | $81K | Q1 2024 |
| Pennsylvania · Specialty Trade Contractors · Under $150K | 7(a) | 8 | P+1.25% | $70K | Q2 2022 |
| Pennsylvania · Administrative & Waste Services · $150K – $350K | 7(a) | 7 | P+2.00% | $243K | Q3 2023 |
| Pennsylvania · Manufacturing · $150K – $350K | 7(a) | 7 | P+2.00% | $266K | Q2 2024 |
| Pennsylvania · Other Repair & Services · $150K – $350K | 7(a) | 6 | P+2.00% | $222K | Q4 2023 |
| Pennsylvania · Restaurants & Food Service · $350K – $500K | 7(a) | 6 | P+2.08% | $432K | Q3 2023 |
| Pennsylvania · Restaurants & Food Service · $500K – $1M | 7(a) | 6 | P+1.88% | $749K | Q4 2025 |
| Pennsylvania · Food & Beverage Stores · Under $150K | 7(a) | 6 | P+2.25% | $68K | Q1 2020 |
| Pennsylvania · Wholesale Trade · $150K – $350K | 7(a) | 5 | P+2.75% | $259K | Q3 2022 |
| Pennsylvania · General Merchandise · Under $150K | 7(a) | 5 | P+2.25% | $88K | Q1 2019 |
| Pennsylvania · Auto Repair & Maintenance · $150K – $350K | 7(a) | 5 | P+2.00% | $272K | Q3 2020 |
| Pennsylvania · Other Repair & Services · Under $150K | 7(a) | 5 | P+1.75% | $95K | Q1 2021 |
| Pennsylvania · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+2.38% | $86K | Q3 2023 |
| Pennsylvania · Auto Repair & Maintenance · Under $150K | 7(a) | 4 | P+1.63% | $69K | Q3 2024 |
| Pennsylvania · Miscellaneous Retail · $150K – $350K | 7(a) | 4 | P+1.50% | $279K | Q1 2019 |
| Pennsylvania · Finance & Insurance · Under $150K | 7(a) | 4 | P+1.13% | $39K | Q3 2019 |
| Pennsylvania · Management & IT Consulting · Under $150K | 7(a) | 4 | P+1.63% | $88K | Q4 2023 |
| Pennsylvania · Agriculture & Forestry · Under $150K | 7(a) | 4 | P+1.50% | $55K | Q2 2019 |
| Pennsylvania · Specialty Trade Contractors · $150K – $350K | 7(a) | 4 | P+1.38% | $238K | Q1 2024 |
| Pennsylvania · Food & Beverage Stores · $350K – $500K | 7(a) | 4 | P+1.63% | $419K | Q2 2023 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Mid Penn Bank.
No reviews yet. Be the first to review Mid Penn Bank.