STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
411
2010–2026
Total Volume
$133M
Gross loan amounts
States Active
2
With recorded loans
Programs
7(a) & 504
409 total segments
Maine Community Bank has a strong focus on 504 loans, making up 31% of their total SBA deals. This is significantly higher than the national average of 18%, indicating they are well-suited for borrowers looking to finance real estate or large equipment purchases.
The average spread for 7(a) loans at Maine Community Bank is just P+0.47%, which is much lower than the national median of approximately P+2.75%. This suggests that borrowers can expect more favorable loan terms compared to many other lenders.
With a year-over-year decline of 34% in SBA deal volume, Maine Community Bank may be tightening their lending criteria. Borrowers should be prepared for a potentially more rigorous approval process as the bank adjusts to market conditions.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 125 504 loans, which use fixed SBA debenture rates.
States where Maine Community Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Food & Beverage Stores
Retail Trade
Other Repair & Services
Other Services
Miscellaneous Retail
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
+ 7 more
All recorded SBA lending activity for Maine Community Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Maine · Restaurants & Food Service · Under $150K | 7(a) | 32 | P+0.42% | $81K | Q1 2025 |
| Maine · Manufacturing · Under $150K | 7(a) | 23 | P+1.00% | $57K | Q4 2024 |
| Maine · Specialty Trade Contractors · Under $150K | 7(a) | 14 | P+1.13% | $52K | Q2 2024 |
| Maine · Other Health Practitioners · Under $150K | 7(a) | 12 | P+1.38% | $55K | Q2 2025 |
| Maine · Restaurants & Food Service · $150K – $350K | 7(a) | 11 | P+0.25% | $254K | Q4 2025 |
| Maine · Other Repair & Services · Under $150K | 7(a) | 9 | P+0.25% | $60K | Q2 2025 |
| Maine · Manufacturing · $150K – $350K | 504 | 8 | — | $244K | Q4 2021 |
| Maine · Manufacturing · $150K – $350K | 7(a) | 8 | P+0.00% | $243K | Q4 2025 |
| Maine · Miscellaneous Retail · Under $150K | 7(a) | 8 | P+0.42% | $44K | Q3 2025 |
| Maine · Restaurants & Food Service · $150K – $350K | 504 | 7 | — | $223K | Q3 2024 |
| Maine · Retail Trade · Under $150K | 7(a) | 7 | P+2.00% | $44K | Q3 2023 |
| Maine · Personal Care (Salons, Spas) · Under $150K | 7(a) | 7 | P+1.00% | $57K | Q4 2025 |
| Maine · Food & Beverage Stores · $150K – $350K | 7(a) | 6 | P+-0.25% | $271K | Q3 2025 |
| Maine · Restaurants & Food Service · $350K – $500K | 7(a) | 6 | P+-0.13% | $414K | Q3 2025 |
| Maine · Food & Beverage Stores · $150K – $350K | 504 | 6 | — | $198K | Q1 2020 |
| Maine · Specialty Trade Contractors · $150K – $350K | 504 | 5 | — | $230K | Q2 2023 |
| Maine · Agriculture & Forestry · Under $150K | 7(a) | 5 | P+0.50% | $65K | Q1 2025 |
| Maine · Arts, Entertainment & Recreation · Under $150K | 7(a) | 5 | P+0.50% | $47K | Q2 2025 |
| Maine · Sporting Goods & Hobby · Under $150K | 7(a) | 5 | P+1.00% | $66K | Q3 2021 |
| Maine · Other Health Practitioners · $150K – $350K | 7(a) | 5 | P+1.00% | $248K | Q2 2024 |
| Maine · Real Estate · $150K – $350K | 7(a) | 4 | P+0.89% | $254K | Q4 2025 |
| Maine · Restaurants & Food Service · $500K – $1M | 7(a) | 4 | P+-0.25% | $707K | Q3 2025 |
| Maine · Social Assistance · $150K – $350K | 504 | 4 | — | $227K | Q2 2021 |
| Maine · Accounting & Tax · Under $150K | 7(a) | 4 | P+1.50% | $76K | Q4 2021 |
| Maine · Administrative & Waste Services · $150K – $350K | 7(a) | 4 | P+1.00% | $245K | Q3 2023 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Maine Community Bank.
No reviews yet. Be the first to review Maine Community Bank.