STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
195
2010–2026
Total Volume
$87M
Gross loan amounts
States Active
9
With recorded loans
Programs
7(a) & 504
194 total segments
Legacy Bank has a strong focus on existing businesses, with 65% of their deals serving this purpose. This is beneficial if you're looking to purchase or expand an established business.
The average spread for 7(a) loans at Legacy Bank is P+2.03%, which is lower than the national median of P+2.75%. This could lead to lower interest costs for your loan.
With a significant 15% of their deals being 504 loans, Legacy Bank is a viable option if you're considering real estate financing, though they primarily focus on 7(a) loans.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 29 504 loans, which use fixed SBA debenture rates.
States where Legacy Bank has recorded SBA lending activity.
+ 4 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Real Estate
Real Estate
Mining & Oil/Gas
Mining & Oil/Gas
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Legacy Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Oklahoma · Restaurants & Food Service · Under $150K | 7(a) | 10 | P+2.10% | $104K | Q3 2025 |
| Oklahoma · Mining & Oil/Gas · Under $150K | 7(a) | 9 | P+2.34% | $54K | Q2 2022 |
| Oklahoma · Specialty Trade Contractors · Under $150K | 7(a) | 7 | P+1.75% | $38K | Q1 2023 |
| Oklahoma · Real Estate · Under $150K | 7(a) | 7 | P+2.13% | $72K | Q3 2021 |
| Oklahoma · Transportation & Warehousing · Under $150K | 7(a) | 7 | P+2.63% | $79K | Q1 2022 |
| Oklahoma · Administrative & Waste Services · Under $150K | 7(a) | 5 | P+2.25% | $33K | Q4 2023 |
| Oklahoma · Auto Repair & Maintenance · Under $150K | 7(a) | 5 | P+2.49% | $82K | Q1 2023 |
| Oklahoma · Manufacturing · Under $150K | 7(a) | 5 | P+2.45% | $75K | Q2 2020 |
| Oklahoma · Real Estate · $150K – $350K | 7(a) | 5 | P+1.96% | $217K | Q4 2021 |
| Oklahoma · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+1.53% | $225K | Q3 2019 |
| Texas · Transportation & Warehousing · Under $150K | 7(a) | 4 | P+1.75% | $94K | Q3 2024 |
| Oklahoma · Miscellaneous Retail · Under $150K | 7(a) | 4 | P+1.25% | $61K | Q4 2024 |
| Oklahoma · Other Health Practitioners · Under $150K | 7(a) | 4 | P+2.00% | $35K | Q4 2021 |
| Oklahoma · Restaurants & Food Service · $500K – $1M | 504 | 3 | — | $671K | Q2 2023 |
| Oklahoma · Mining & Oil/Gas · $150K – $350K | 7(a) | 3 | P+0.40% | $252K | Q1 2023 |
| Kansas · Manufacturing · $500K – $1M | 7(a) | 3 | P+1.50% | $759K | Q1 2019 |
| Kansas · Retail Trade · Under $150K | 7(a) | 2 | P+1.75% | $108K | Q1 2019 |
| Oklahoma · Retail Trade · Under $150K | 7(a) | 2 | P+2.50% | $150K | Q1 2017 |
| Oklahoma · Auto Repair & Maintenance · $150K – $350K | 7(a) | 2 | P+2.63% | $245K | Q3 2021 |
| California · Arts, Entertainment & Recreation · $350K – $500K | 7(a) | 2 | P+2.50% | $390K | Q2 2024 |
| Kansas · Building Construction · $150K – $350K | 504 | 2 | — | $272K | Q3 2012 |
| California · Manufacturing · $150K – $350K | 7(a) | 2 | P+2.75% | $308K | Q3 2025 |
| Oklahoma · Specialty Trade Contractors · $350K – $500K | 7(a) | 2 | P+2.25% | $484K | Q2 2021 |
| Oklahoma · Finance & Insurance · $150K – $350K | 7(a) | 2 | P+1.88% | $253K | Q1 2025 |
| Oklahoma · Heavy & Civil Engineering · Under $150K | 7(a) | 2 | P+1.88% | $97K | Q2 2019 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Legacy Bank.
No reviews yet. Be the first to review Legacy Bank.