STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
371
2010–2026
Total Volume
$110M
Gross loan amounts
States Active
5
With recorded loans
Programs
7(a) & 504
370 total segments
Kennebunk Savings Bank has a strong focus on 504 loans, with 33% of their SBA deals in this category, significantly higher than the national average of 18%. This makes them a solid choice for borrowers seeking real estate financing.
The average spread for 7(a) loans at Kennebunk Savings Bank is P+1.16%, which is notably lower than the national median of P+2.75%. This competitive pricing can save borrowers money over the life of the loan.
Kennebunk Savings Bank's deal volume has decreased by 27% year-over-year, indicating a potential tightening in lending. Borrowers should be prepared for a more competitive approval process as the bank adjusts its lending strategy.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 122 504 loans, which use fixed SBA debenture rates.
States where Kennebunk Savings Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Hotels & Accommodation
Accommodation & Food Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
Other Health Practitioners
Health Care & Social Assistance
Food & Beverage Stores
Retail Trade
Specialty Trade Contractors
Construction
General Merchandise
Retail Trade
+ 7 more
All recorded SBA lending activity for Kennebunk Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Maine · Restaurants & Food Service · Under $150K | 7(a) | 20 | P+1.48% | $71K | Q1 2024 |
| New Hampshire · Restaurants & Food Service · Under $150K | 7(a) | 18 | P+1.39% | $63K | Q4 2022 |
| New Hampshire · Restaurants & Food Service · $150K – $350K | 7(a) | 15 | P+0.75% | $252K | Q3 2024 |
| Maine · Manufacturing · Under $150K | 7(a) | 14 | P+1.25% | $103K | Q3 2023 |
| Maine · Restaurants & Food Service · $150K – $350K | 504 | 10 | — | $252K | Q4 2024 |
| Maine · Restaurants & Food Service · $500K – $1M | 504 | 9 | — | $717K | Q3 2025 |
| Maine · Restaurants & Food Service · $150K – $350K | 7(a) | 8 | P+0.99% | $226K | Q2 2025 |
| Maine · General Merchandise · Under $150K | 7(a) | 7 | P+1.25% | $50K | Q4 2017 |
| Maine · Restaurants & Food Service · $350K – $500K | 504 | 6 | — | $430K | Q4 2022 |
| New Hampshire · Restaurants & Food Service · $150K – $350K | 504 | 6 | — | $274K | Q4 2024 |
| New Hampshire · Other Health Practitioners · Under $150K | 7(a) | 6 | P+1.88% | $39K | Q2 2017 |
| Maine · Engineering & Architecture · Under $150K | 7(a) | 6 | P+1.63% | $31K | Q3 2019 |
| New Hampshire · Manufacturing · Under $150K | 7(a) | 6 | P+1.75% | $80K | Q1 2025 |
| Maine · Hotels & Accommodation · Under $150K | 7(a) | 6 | P+1.38% | $43K | Q4 2022 |
| Maine · Manufacturing · $150K – $350K | 7(a) | 5 | P+0.89% | $248K | Q2 2022 |
| Maine · Hotels & Accommodation · $500K – $1M | 504 | 5 | — | $732K | Q4 2022 |
| Maine · Hotels & Accommodation · $150K – $350K | 504 | 5 | — | $253K | Q2 2021 |
| Maine · Specialty Trade Contractors · Under $150K | 7(a) | 5 | P+1.00% | $56K | Q4 2021 |
| New Hampshire · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 4 | P+-0.31% | $198K | Q3 2024 |
| Maine · Other Health Practitioners · Under $150K | 7(a) | 4 | P+1.75% | $45K | Q2 2022 |
| Maine · Manufacturing · $150K – $350K | 504 | 4 | — | $261K | Q4 2016 |
| Massachusetts · Restaurants & Food Service · $150K – $350K | 7(a) | 4 | P+0.75% | $306K | Q4 2020 |
| New Hampshire · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+1.00% | $90K | Q4 2023 |
| Maine · Restaurants & Food Service · $1M – $2M | 7(a) | 3 | P+-0.53% | $1.2M | Q1 2023 |
| Maine · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+0.40% | $295K | Q3 2024 |
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