STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
131
2010–2026
Total Volume
$168M
Gross loan amounts
States Active
18
With recorded loans
Programs
7(a) & 504
131 total segments
InBank has a significant 504 loan presence, with 23% of its deals in this category, which is above the national average of 18%. This is beneficial for borrowers seeking real estate financing.
With an average 7(a) spread of P+2.23%, InBank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest costs.
InBank's deal volume has decreased by 64% year-over-year, indicating a potential tightening in lending. Borrowers may face stricter approval processes or limited availability.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 30 504 loans, which use fixed SBA debenture rates.
Top 15 of 18 states where InBank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Restaurants & Food Service
Accommodation & Food Services
Specialty Trade Contractors
Construction
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
Manufacturing
Manufacturing
Miscellaneous Retail
Retail Trade
Other Professional Services
Professional Services
Management & IT Consulting
Professional Services
+ 7 more
All recorded SBA lending activity for InBank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Colorado · Restaurants & Food Service · $500K – $1M | 7(a) | 5 | P+2.75% | $789K | Q1 2024 |
| California · Transportation & Warehousing · $1M – $2M | 7(a) | 4 | P+2.50% | $1.6M | Q2 2024 |
| Colorado · Auto Repair & Maintenance · $1M – $2M | 504 | 3 | — | $1.6M | Q3 2020 |
| Colorado · Other Professional Services · $350K – $500K | 7(a) | 3 | P+2.00% | $461K | Q4 2025 |
| Colorado · Specialty Trade Contractors · $2M – $5M | 7(a) | 3 | P+2.00% | $3.5M | Q2 2025 |
| Colorado · Specialty Trade Contractors · $150K – $350K | 7(a) | 2 | P+2.25% | $228K | Q4 2022 |
| Colorado · Physician & Dental Offices · $1M – $2M | 504 | 2 | — | $1.6M | Q4 2022 |
| Colorado · Restaurants & Food Service · $350K – $500K | 7(a) | 2 | P+2.13% | $447K | Q1 2023 |
| Colorado · Auto Repair & Maintenance · $350K – $500K | 7(a) | 2 | P+2.25% | $452K | Q3 2021 |
| Colorado · Information & Media · $150K – $350K | 7(a) | 2 | P+2.00% | $250K | Q4 2023 |
| Colorado · Specialty Trade Contractors · $500K – $1M | 7(a) | 2 | P+1.63% | $660K | Q1 2024 |
| Ohio · Other Professional Services · Under $150K | 7(a) | 2 | P+2.13% | $109K | Q4 2022 |
| Arizona · Restaurants & Food Service · $500K – $1M | 7(a) | 2 | P+2.63% | $668K | Q4 2024 |
| Colorado · Restaurants & Food Service · Under $150K | 7(a) | 2 | P+1.00% | $50K | Q3 2023 |
| Colorado · Specialty Trade Contractors · $350K – $500K | 7(a) | 1 | P+2.00% | $367K | Q2 2022 |
| Colorado · Heavy & Civil Engineering · $2M – $5M | 7(a) | 1 | P+2.00% | $5.0M | Q2 2023 |
| Colorado · Miscellaneous Retail · $150K – $350K | 7(a) | 1 | P+2.75% | $350K | Q1 2024 |
| Colorado · Miscellaneous Retail · $2M – $5M | 7(a) | 1 | P+2.00% | $2.1M | Q2 2023 |
| Colorado · Miscellaneous Retail · $350K – $500K | 7(a) | 1 | P+2.00% | $468K | Q3 2023 |
| Colorado · Miscellaneous Retail · $500K – $1M | 7(a) | 1 | P+2.00% | $522K | Q3 2023 |
| Colorado · Accounting & Tax · $150K – $350K | 7(a) | 1 | P+2.75% | $325K | Q2 2021 |
| Colorado · Engineering & Architecture · $150K – $350K | 7(a) | 1 | P+2.75% | $246K | Q2 2025 |
| Colorado · Management & IT Consulting · $150K – $350K | 7(a) | 1 | P+2.75% | $285K | Q2 2021 |
| Colorado · Management & IT Consulting · $1M – $2M | 7(a) | 1 | P+1.50% | $1.8M | Q1 2023 |
| Colorado · Management & IT Consulting · $500K – $1M | 7(a) | 1 | P+1.50% | $547K | Q1 2023 |
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