STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
138
2010–2026
Total Volume
$40M
Gross loan amounts
States Active
1
With recorded loans
Programs
7(a) & 504
138 total segments
Highpoint Community Bank has a strong focus on existing businesses, with 64% of their deals supporting established companies. This makes them a good option if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+2.09%, Highpoint Community Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Highpoint's growth trend shows a significant increase of 67% year-over-year in their SBA lending activity. This suggests they are actively looking to grow their portfolio, which may indicate a willingness to work with new borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 19 504 loans, which use fixed SBA debenture rates.
States where Highpoint Community Bank has recorded SBA lending activity.
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Retail Trade
Retail Trade
Restaurants & Food Service
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Specialty Trade Contractors
Construction
Other Health Practitioners
Health Care & Social Assistance
Administrative & Waste Services
Administrative & Waste Services
Personal Care (Salons, Spas)
Other Services
+ 7 more
All recorded SBA lending activity for Highpoint Community Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Michigan · Retail Trade · Under $150K | 7(a) | 12 | P+2.50% | $93K | Q3 2018 |
| Michigan · Manufacturing · Under $150K | 7(a) | 11 | P+3.00% | $86K | Q1 2023 |
| Michigan · Restaurants & Food Service · Under $150K | 7(a) | 8 | P+3.00% | $78K | Q1 2021 |
| Michigan · Auto Repair & Maintenance · $150K – $350K | 7(a) | 6 | P+2.00% | $265K | Q3 2025 |
| Michigan · Specialty Trade Contractors · Under $150K | 7(a) | 6 | P+3.50% | $84K | Q3 2022 |
| Michigan · Administrative & Waste Services · Under $150K | 7(a) | 6 | P+4.00% | $90K | Q3 2021 |
| Michigan · Personal Care (Salons, Spas) · Under $150K | 7(a) | 4 | P+3.13% | $68K | Q3 2022 |
| Michigan · Auto Repair & Maintenance · Under $150K | 7(a) | 3 | P+3.00% | $65K | Q3 2025 |
| Michigan · Other Health Practitioners · Under $150K | 7(a) | 3 | P+3.00% | $33K | Q3 2018 |
| Michigan · Food & Beverage Stores · Under $150K | 7(a) | 3 | P+0.75% | $92K | Q2 2023 |
| Michigan · Manufacturing · $150K – $350K | 7(a) | 3 | P+1.75% | $267K | Q3 2025 |
| Michigan · Retail Trade · $150K – $350K | 7(a) | 3 | P+1.50% | $200K | Q2 2021 |
| Michigan · Specialty Trade Contractors · $150K – $350K | 7(a) | 3 | P+2.00% | $247K | Q3 2022 |
| Michigan · Social Assistance · Under $150K | 7(a) | 2 | P+3.81% | $60K | Q3 2012 |
| Michigan · Auto Repair & Maintenance · Under $150K | 504 | 2 | — | $114K | Q1 2010 |
| Michigan · Restaurants & Food Service · $150K – $350K | 7(a) | 2 | P+3.19% | $199K | Q2 2021 |
| Michigan · Other Health Practitioners · $150K – $350K | 7(a) | 2 | P+3.38% | $200K | Q3 2018 |
| Michigan · Auto Dealers & Parts · $350K – $500K | 7(a) | 2 | P+2.75% | $395K | Q1 2011 |
| Michigan · Real Estate · $150K – $350K | 7(a) | 2 | P+1.88% | $275K | Q3 2021 |
| Michigan · Other Health Practitioners · $350K – $500K | 7(a) | 2 | P+2.13% | $426K | Q2 2018 |
| Michigan · Manufacturing · $500K – $1M | 7(a) | 2 | P+-0.94% | $580K | Q1 2023 |
| Michigan · Wholesale Trade · Under $150K | 7(a) | 2 | P+1.75% | $50K | Q3 2021 |
| Michigan · Other Repair & Services · Under $150K | 7(a) | 1 | P+2.75% | $37K | Q3 2021 |
| Michigan · Other Repair & Services · $150K – $350K | 7(a) | 1 | P+1.50% | $300K | Q4 2017 |
| Michigan · Other Repair & Services · $350K – $500K | 7(a) | 1 | P+2.50% | $460K | Q4 2017 |
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