STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
327
2010–2026
Total Volume
$108M
Gross loan amounts
States Active
7
With recorded loans
Programs
7(a) & 504
327 total segments
Hawthorn Bank has a strong focus on existing businesses, with 58% of their deals supporting established companies. This could be beneficial if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+1.70%, Hawthorn Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
Hawthorn Bank's deal volume has declined by 27% year-over-year, indicating a potential tightening in their lending practices. If you're considering applying, be prepared for a possibly more rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 32 504 loans, which use fixed SBA debenture rates.
States where Hawthorn Bank has recorded SBA lending activity.
+ 2 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Specialty Trade Contractors
Construction
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Auto Repair & Maintenance
Other Services
Other Health Practitioners
Health Care & Social Assistance
Retail Trade
Retail Trade
Administrative & Waste Services
Administrative & Waste Services
Auto Dealers & Parts
Retail Trade
+ 7 more
All recorded SBA lending activity for Hawthorn Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Missouri · Restaurants & Food Service · Under $150K | 7(a) | 30 | P+2.08% | $66K | Q3 2024 |
| Missouri · Specialty Trade Contractors · Under $150K | 7(a) | 25 | P+2.00% | $88K | Q4 2025 |
| Missouri · Auto Repair & Maintenance · Under $150K | 7(a) | 12 | P+2.00% | $76K | Q2 2022 |
| Missouri · Other Health Practitioners · Under $150K | 7(a) | 11 | P+2.00% | $77K | Q3 2023 |
| Missouri · Specialty Trade Contractors · $150K – $350K | 7(a) | 9 | P+1.79% | $242K | Q2 2021 |
| Missouri · Administrative & Waste Services · Under $150K | 7(a) | 8 | P+2.25% | $77K | Q4 2020 |
| Missouri · Restaurants & Food Service · $150K – $350K | 7(a) | 7 | P+1.50% | $224K | Q1 2024 |
| Missouri · Manufacturing · Under $150K | 7(a) | 7 | P+1.75% | $92K | Q4 2022 |
| Missouri · Food & Beverage Stores · Under $150K | 7(a) | 6 | P+1.75% | $96K | Q2 2023 |
| Missouri · Manufacturing · $350K – $500K | 7(a) | 6 | P+2.25% | $434K | Q2 2021 |
| Missouri · Manufacturing · $500K – $1M | 7(a) | 5 | P+2.25% | $806K | Q1 2018 |
| Missouri · Specialty Trade Contractors · $350K – $500K | 7(a) | 5 | P+2.00% | $423K | Q1 2019 |
| Missouri · Wholesale Trade · Under $150K | 7(a) | 5 | P+1.64% | $53K | Q2 2022 |
| Missouri · General Merchandise · Under $150K | 7(a) | 5 | P+2.00% | $55K | Q4 2019 |
| Missouri · Other Repair & Services · Under $150K | 7(a) | 5 | P+1.50% | $46K | Q3 2022 |
| Missouri · Auto Repair & Maintenance · $150K – $350K | 7(a) | 5 | P+1.00% | $286K | Q1 2025 |
| Missouri · Miscellaneous Retail · Under $150K | 7(a) | 5 | P+0.11% | $58K | Q2 2024 |
| Missouri · Real Estate · Under $150K | 7(a) | 4 | P+1.50% | $59K | Q4 2024 |
| Missouri · Specialty Trade Contractors · $500K – $1M | 7(a) | 4 | P+2.13% | $655K | Q3 2016 |
| Missouri · Auto Dealers & Parts · Under $150K | 7(a) | 4 | P+2.38% | $66K | Q2 2020 |
| Missouri · Retail Trade · Under $150K | 7(a) | 4 | P+2.63% | $77K | Q2 2016 |
| Missouri · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 3 | P+2.34% | $281K | Q1 2024 |
| Missouri · Legal Services · Under $150K | 7(a) | 3 | P+2.25% | $47K | Q4 2017 |
| Missouri · Legal Services · $150K – $350K | 7(a) | 3 | P+2.00% | $300K | Q1 2020 |
| Missouri · Engineering & Architecture · Under $150K | 7(a) | 3 | P+3.00% | $65K | Q2 2021 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with Hawthorn Bank.
No reviews yet. Be the first to review Hawthorn Bank.