STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
463
2010–2026
Total Volume
$166M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
462 total segments
Genesee Regional Bank has a strong focus on existing businesses, with 65% of their deals supporting established companies. This makes them a good fit if you're looking to expand or refinance an existing operation.
With an average 7(a) spread of P+1.67%, Genesee offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
The lender has a notable 8% share of 504 loans, which is lower than the national average of ~18%. If you're considering a real estate purchase, you might want to explore other lenders with a stronger 504 presence.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 37 504 loans, which use fixed SBA debenture rates.
States where Genesee Regional Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Specialty Trade Contractors
Construction
Physician & Dental Offices
Health Care & Social Assistance
Restaurants & Food Service
Accommodation & Food Services
Other Professional Services
Professional Services
Engineering & Architecture
Professional Services
Management & IT Consulting
Professional Services
Arts, Entertainment & Recreation
Arts, Entertainment & Recreation
+ 7 more
All recorded SBA lending activity for Genesee Regional Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| New York · Manufacturing · Under $150K | 7(a) | 34 | P+2.25% | $89K | Q2 2025 |
| New York · Specialty Trade Contractors · Under $150K | 7(a) | 26 | P+2.00% | $86K | Q2 2025 |
| New York · Physician & Dental Offices · Under $150K | 7(a) | 22 | P+0.50% | $89K | Q3 2025 |
| New York · Manufacturing · $150K – $350K | 7(a) | 21 | P+2.00% | $253K | Q4 2025 |
| New York · Finance & Insurance · Under $150K | 7(a) | 16 | P+1.75% | $65K | Q1 2023 |
| New York · Restaurants & Food Service · Under $150K | 7(a) | 14 | P+1.88% | $76K | Q4 2025 |
| New York · Other Professional Services · Under $150K | 7(a) | 14 | P+2.00% | $79K | Q4 2025 |
| New York · Engineering & Architecture · Under $150K | 7(a) | 11 | P+2.25% | $113K | Q3 2022 |
| New York · Management & IT Consulting · Under $150K | 7(a) | 10 | P+1.88% | $108K | Q2 2025 |
| New York · Wholesale Trade · Under $150K | 7(a) | 10 | P+2.75% | $61K | Q2 2020 |
| New York · Restaurants & Food Service · $150K – $350K | 7(a) | 9 | P+1.75% | $254K | Q2 2025 |
| New York · Administrative & Waste Services · Under $150K | 7(a) | 9 | P+3.00% | $55K | Q2 2022 |
| New York · Arts, Entertainment & Recreation · Under $150K | 7(a) | 8 | P+1.88% | $53K | Q4 2022 |
| New York · Arts, Entertainment & Recreation · $150K – $350K | 7(a) | 8 | P+1.13% | $277K | Q1 2024 |
| New York · Physician & Dental Offices · $150K – $350K | 7(a) | 7 | P+0.50% | $258K | Q3 2021 |
| New York · Specialty Trade Contractors · $150K – $350K | 7(a) | 6 | P+2.00% | $262K | Q1 2024 |
| New York · Retail Trade · Under $150K | 7(a) | 6 | P+1.38% | $71K | Q2 2021 |
| New York · Manufacturing · $350K – $500K | 7(a) | 6 | P+0.95% | $440K | Q1 2024 |
| New York · Other Repair & Services · Under $150K | 7(a) | 6 | P+1.50% | $40K | Q1 2023 |
| New York · Engineering & Architecture · $150K – $350K | 7(a) | 5 | P+1.25% | $243K | Q4 2024 |
| New York · Other Health Practitioners · Under $150K | 7(a) | 5 | P+2.25% | $70K | Q2 2017 |
| New York · Auto Repair & Maintenance · Under $150K | 7(a) | 5 | P+1.75% | $90K | Q4 2019 |
| New York · Manufacturing · $2M – $5M | 7(a) | 5 | P+1.00% | $3.1M | Q2 2025 |
| New York · Manufacturing · $1M – $2M | 7(a) | 5 | P+1.63% | $1.2M | Q1 2024 |
| New York · Manufacturing · $500K – $1M | 7(a) | 5 | P+0.75% | $898K | Q4 2021 |
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