STRONG
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
703
2010–2026
Total Volume
$598M
Gross loan amounts
States Active
19
With recorded loans
Programs
7(a) & 504
703 total segments
GBC International Bank has a strong focus on existing businesses, with 66% of their deals serving this purpose. This makes them a solid choice for established companies looking to expand or refinance.
With an average 7(a) spread of P+1.77%, GBC offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest over the life of your loan.
GBC's growth trend is impressive, showing a 22% year-over-year increase in SBA deals. This suggests they are actively expanding their lending capacity, which could mean more favorable terms for borrowers.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 43 504 loans, which use fixed SBA debenture rates.
Top 15 of 19 states where GBC International Bank has recorded SBA lending activity.
+ 10 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Wholesale Trade
Wholesale Trade
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Food & Beverage Stores
Retail Trade
Gas Stations
Retail Trade
Transportation & Warehousing
Transportation & Warehousing
Auto Repair & Maintenance
Other Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for GBC International Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| California · Wholesale Trade · $500K – $1M | 7(a) | 53 | P+2.00% | $819K | Q2 2025 |
| Washington · Restaurants & Food Service · $150K – $350K | 7(a) | 49 | P+2.25% | $269K | Q3 2025 |
| California · Wholesale Trade · $150K – $350K | 7(a) | 45 | P+2.25% | $301K | Q2 2025 |
| California · Wholesale Trade · $350K – $500K | 7(a) | 37 | P+2.00% | $497K | Q2 2025 |
| California · Manufacturing · $150K – $350K | 7(a) | 29 | P+2.25% | $313K | Q3 2023 |
| Washington · Restaurants & Food Service · $350K – $500K | 7(a) | 21 | P+2.00% | $419K | Q4 2025 |
| California · Wholesale Trade · Under $150K | 7(a) | 17 | P+2.75% | $133K | Q3 2020 |
| California · Wholesale Trade · $2M – $5M | 7(a) | 17 | P+1.50% | $3.7M | Q2 2025 |
| California · Wholesale Trade · $1M – $2M | 7(a) | 16 | P+1.75% | $1.6M | Q4 2025 |
| Washington · Restaurants & Food Service · $500K – $1M | 7(a) | 14 | P+2.00% | $644K | Q2 2025 |
| California · Manufacturing · $500K – $1M | 7(a) | 13 | P+2.00% | $812K | Q4 2024 |
| California · Manufacturing · $350K – $500K | 7(a) | 13 | P+2.00% | $478K | Q2 2025 |
| California · Restaurants & Food Service · $150K – $350K | 7(a) | 12 | P+2.13% | $293K | Q3 2023 |
| California · Restaurants & Food Service · $500K – $1M | 7(a) | 11 | P+1.75% | $724K | Q3 2025 |
| California · Manufacturing · $2M – $5M | 7(a) | 10 | P+1.75% | $3.5M | Q3 2025 |
| California · Restaurants & Food Service · $1M – $2M | 7(a) | 10 | P+1.38% | $1.5M | Q4 2024 |
| California · Manufacturing · $1M – $2M | 7(a) | 9 | P+1.50% | $1.5M | Q3 2024 |
| California · Manufacturing · Under $150K | 7(a) | 8 | P+2.63% | $138K | Q3 2019 |
| South Dakota · Wholesale Trade · $1M – $2M | 7(a) | 7 | P+1.25% | $1.9M | Q3 2021 |
| California · Restaurants & Food Service · $350K – $500K | 7(a) | 7 | P+2.00% | $445K | Q1 2025 |
| California · Transportation & Warehousing · $500K – $1M | 7(a) | 6 | P+2.25% | $738K | Q3 2021 |
| California · Auto Repair & Maintenance · $500K – $1M | 7(a) | 6 | P+1.75% | $705K | Q3 2024 |
| California · Retail Trade · $150K – $350K | 7(a) | 6 | P+1.88% | $303K | Q3 2021 |
| Washington · Food & Beverage Stores · $500K – $1M | 7(a) | 5 | P+2.00% | $682K | Q1 2021 |
| Washington · Restaurants & Food Service · Under $150K | 7(a) | 5 | P+2.50% | $136K | Q1 2022 |
Get a free personalized report comparing this lender against the best matches for your specific situation.
Free. No broker fees. Results in 10-15 minutes.
Real experiences from borrowers who closed SBA loans with GBC International Bank.
No reviews yet. Be the first to review GBC International Bank.