STRONG
How competitive are their spreads? Lower = better for you.
GOOD
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
WEAK
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
180
2010–2025
Total Volume
$32M
Gross loan amounts
States Active
6
With recorded loans
Programs
7(a) & 504
180 total segments
Franklin Savings Bank has a strong focus on existing businesses, with 55% of their deals supporting acquisitions. This makes them a solid choice for buyers looking to expand.
With an average 7(a) spread of P+2.16%, Franklin Savings Bank offers competitive pricing compared to the national median of P+2.75%. This could save you money on interest.
The bank's 23% year-over-year decline in SBA deals suggests they may be tightening lending criteria. If you're considering applying, be prepared for a potentially more rigorous approval process.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 24 504 loans, which use fixed SBA debenture rates.
States where Franklin Savings Bank has recorded SBA lending activity.
+ 1 more state
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Agriculture & Forestry
Agriculture & Forestry
Transportation & Warehousing
Transportation & Warehousing
Restaurants & Food Service
Accommodation & Food Services
Manufacturing
Manufacturing
Food & Beverage Stores
Retail Trade
Hotels & Accommodation
Accommodation & Food Services
Auto Repair & Maintenance
Other Services
Retail Trade
Retail Trade
+ 7 more
All recorded SBA lending activity for Franklin Savings Bank, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Maine · Agriculture & Forestry · Under $150K | 7(a) | 22 | P+2.50% | $79K | Q2 2021 |
| Maine · Transportation & Warehousing · Under $150K | 7(a) | 17 | P+4.00% | $58K | Q1 2025 |
| Maine · Agriculture & Forestry · $150K – $350K | 7(a) | 8 | P+2.63% | $223K | Q1 2025 |
| Maine · Manufacturing · Under $150K | 7(a) | 7 | P+3.00% | $54K | Q2 2018 |
| Maine · Restaurants & Food Service · Under $150K | 7(a) | 7 | P+2.25% | $63K | Q4 2018 |
| Maine · Auto Repair & Maintenance · Under $150K | 7(a) | 6 | P+3.13% | $52K | Q2 2023 |
| Maine · Food & Beverage Stores · Under $150K | 7(a) | 5 | P+1.75% | $88K | Q1 2021 |
| Maine · Specialty Trade Contractors · Under $150K | 7(a) | 4 | P+1.57% | $114K | Q4 2023 |
| Maine · Retail Trade · Under $150K | 7(a) | 4 | P+3.00% | $118K | Q3 2020 |
| Maine · Arts, Entertainment & Recreation · Under $150K | 7(a) | 4 | P+1.57% | $57K | Q1 2025 |
| Maine · Administrative & Waste Services · Under $150K | 7(a) | 4 | P+5.50% | $40K | Q1 2011 |
| New Hampshire · Manufacturing · Under $150K | 7(a) | 4 | P+4.25% | $69K | Q4 2014 |
| Maine · Hotels & Accommodation · Under $150K | 7(a) | 3 | P+0.25% | $78K | Q3 2023 |
| New Hampshire · Specialty Trade Contractors · Under $150K | 7(a) | 3 | P+4.50% | $34K | Q3 2019 |
| Maine · Real Estate · $150K – $350K | 7(a) | 3 | P+1.54% | $261K | Q2 2021 |
| Maine · Wholesale Trade · Under $150K | 7(a) | 3 | P+1.75% | $38K | Q3 2020 |
| Maine · Gas Stations · Under $150K | 7(a) | 3 | P+1.25% | $74K | Q4 2015 |
| Maine · Social Assistance · Under $150K | 7(a) | 3 | P+1.50% | $32K | Q2 2021 |
| Maine · Engineering & Architecture · Under $150K | 7(a) | 2 | P+2.00% | $100K | Q3 2020 |
| Maine · Real Estate · Under $150K | 7(a) | 2 | P+2.00% | $40K | Q4 2017 |
| Maine · Education · Under $150K | 7(a) | 2 | P+4.00% | $80K | Q1 2013 |
| New Hampshire · Food & Beverage Stores · Under $150K | 7(a) | 2 | P+3.38% | $95K | Q3 2011 |
| Maine · Food & Beverage Stores · $150K – $350K | 7(a) | 2 | P+1.87% | $192K | Q3 2020 |
| Maine · Other Professional Services · Under $150K | 7(a) | 2 | P+3.25% | $26K | Q3 2015 |
| Maine · Retail Trade · $350K – $500K | 7(a) | 1 | P+2.75% | $400K | Q4 2009 |
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