GOOD
How competitive are their spreads? Lower = better for you.
STRONG
Total SBA loans closed. More deals = more experience.
GOOD
How many industries do they lend in? More = flexible.
FAIR
States where they've done deals. Wider = easier if you're out of state.
Total SBA Loans
4,318
2010–2026
Total Volume
$3.8B
Gross loan amounts
States Active
14
With recorded loans
Programs
504
4290 total segments
Florida First Capital Finance focuses exclusively on 504 loans, with all 4,290 deals in this category. This makes them a strong option for borrowers seeking real estate financing, especially since the national average for 504 loans is only about 18%.
The average deal size at Florida First Capital Finance is $890,114, which indicates they are well-suited for medium to larger projects. If you're looking for a loan under $150K, this lender may not be the best fit.
With 80% of their deals going to existing businesses, Florida First Capital Finance is ideal for established companies looking to expand or refinance. Startups may find limited options here, as only 17% of their deals support new ventures.
Quarterly SBA lending activity, last 5 years.
Estimated spreads based on real historical SBA lending data. Directional, not exact quotes. Excludes 4,290 504 loans, which use fixed SBA debenture rates.
States where Florida First Capital Finance has recorded SBA lending activity.
+ 9 more states
Lending activity by industry cluster.
Top 8 of 15 industries by deal count
Manufacturing
Manufacturing
Restaurants & Food Service
Accommodation & Food Services
Wholesale Trade
Wholesale Trade
Physician & Dental Offices
Health Care & Social Assistance
Specialty Trade Contractors
Construction
Auto Repair & Maintenance
Other Services
Other Health Practitioners
Health Care & Social Assistance
Hotels & Accommodation
Accommodation & Food Services
+ 7 more
All recorded SBA lending activity for Florida First Capital Finance, grouped by state, industry, and deal size.
| Segment | Program | Deals↓ | Median Spread | Avg Size | Last Deal |
|---|---|---|---|---|---|
| Florida · Restaurants & Food Service · $500K – $1M | 504 | 113 | — | $727K | Q4 2025 |
| Florida · Manufacturing · $500K – $1M | 504 | 107 | — | $710K | Q3 2025 |
| Florida · Physician & Dental Offices · $150K – $350K | 504 | 105 | — | $252K | Q4 2025 |
| Florida · Restaurants & Food Service · $1M – $2M | 504 | 93 | — | $1.4M | Q4 2025 |
| Florida · Specialty Trade Contractors · $150K – $350K | 504 | 86 | — | $254K | Q3 2025 |
| Florida · Wholesale Trade · $500K – $1M | 504 | 86 | — | $730K | Q4 2025 |
| Florida · Manufacturing · $150K – $350K | 504 | 81 | — | $256K | Q4 2025 |
| Florida · Manufacturing · $1M – $2M | 504 | 79 | — | $1.4M | Q4 2025 |
| Florida · Other Health Practitioners · $150K – $350K | 504 | 77 | — | $250K | Q3 2025 |
| Florida · Physician & Dental Offices · $500K – $1M | 504 | 77 | — | $695K | Q4 2025 |
| Florida · Hotels & Accommodation · $2M – $5M | 504 | 73 | — | $3.6M | Q4 2025 |
| Florida · Restaurants & Food Service · $150K – $350K | 504 | 70 | — | $253K | Q3 2025 |
| Florida · Auto Repair & Maintenance · $1M – $2M | 504 | 65 | — | $1.4M | Q4 2025 |
| Florida · Wholesale Trade · $1M – $2M | 504 | 59 | — | $1.5M | Q4 2025 |
| Florida · Social Assistance · $1M – $2M | 504 | 57 | — | $1.5M | Q3 2025 |
| Florida · Wholesale Trade · $150K – $350K | 504 | 57 | — | $248K | Q3 2025 |
| Florida · Specialty Trade Contractors · $500K – $1M | 504 | 54 | — | $681K | Q3 2025 |
| Florida · Manufacturing · $350K – $500K | 504 | 53 | — | $429K | Q2 2025 |
| Florida · Specialty Trade Contractors · $350K – $500K | 504 | 51 | — | $420K | Q4 2025 |
| Florida · Auto Repair & Maintenance · $500K – $1M | 504 | 51 | — | $736K | Q3 2025 |
| Florida · Manufacturing · $2M – $5M | 504 | 47 | — | $2.9M | Q2 2025 |
| Florida · Wholesale Trade · $350K – $500K | 504 | 44 | — | $429K | Q3 2024 |
| Florida · Administrative & Waste Services · $150K – $350K | 504 | 44 | — | $244K | Q2 2024 |
| Florida · Restaurants & Food Service · $350K – $500K | 504 | 44 | — | $422K | Q1 2025 |
| Florida · Auto Repair & Maintenance · $150K – $350K | 504 | 43 | — | $246K | Q3 2025 |
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Real experiences from borrowers who closed SBA loans with Florida First Capital Finance.
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